QUOTE(GreenSamurai @ Nov 19 2013, 02:13 PM)
I checked on Kurnia website since that's the insurance that my SA took for my yet to be delivered car. Got an SMS from Kurnia saying that my car's roadtax can be renewed so that's how I know and according to what they write on their website :
No-Fault Own Damage claim is similar to an Own Damage claim with exception that your NCD will not be forfeited. Introduced by Persatuan Insurans Am Malaysia (PIAM) effective June 2001 in order to expedite the claim process, this claim is applicable only when the accident is deemed not your fault. This is determined by the circumstances of the accident and through the police investigation report (ie Police compound/findings, sketch plan and key) to support the claim. The claim is made only with regards to damages to your vehicle excluding compensations such as loss of use.
Follow the procedure as outlined in "Own Damage Claim". In addition to the documents to be submitted with your claim form, please enclose the following documents :
Copies of :
Signed declaration letter (for No-fault accident)
Third party's police report
Police compound / findings
Police sketch plan and keys (if any)
Third party's police report..still have to wait for the person who hit me to do the police report right?No-Fault Own Damage claim is similar to an Own Damage claim with exception that your NCD will not be forfeited. Introduced by Persatuan Insurans Am Malaysia (PIAM) effective June 2001 in order to expedite the claim process, this claim is applicable only when the accident is deemed not your fault. This is determined by the circumstances of the accident and through the police investigation report (ie Police compound/findings, sketch plan and key) to support the claim. The claim is made only with regards to damages to your vehicle excluding compensations such as loss of use.
Follow the procedure as outlined in "Own Damage Claim". In addition to the documents to be submitted with your claim form, please enclose the following documents :
Copies of :
Signed declaration letter (for No-fault accident)
Third party's police report
Police compound / findings
Police sketch plan and keys (if any)
Nov 19 2013, 02:22 PM

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