1. Whether your title still in master or subdivided,it won't affect whether to apply schedule G or schedule H.
2. If your property is landed, ie: terrace, semiD, bungalow , it will be under schedule G, to be handed over to you within 2 years from snp
3. If your property is stratified, ie: condo ,serviced apartment, shoplot, stratified terrace, stratified semiD, etc, all will under schedule H, to be handed over to you within 3 years (or someone 4 years) from snp

1. MLTA is a seperate insurance policy to cover your upon your death. You can always transfer the policy to any if your properties. Besides, you can get back done money when you decided to cease it. However, MLTA is not part of the loan.

2. Purchase MRTA from banker can put in your loan.

I'm not bother to buy any MRTA nor MLTA .....
Hehehe

I just sent my documentation to :
MAYBANK
CIMB
RHB
OCBC
UOB
HSBC

Lets see who is the fastest~~~

I just hentam masuk only ah....

Later see who is the sexiest lo... (of course, you da sexiest according to amint)

definitely you are the sexiest jor....

amint cakap punya.....

yes

that is really fast.

i just sent everything to banks yesterday..

Hehehehe....