QUOTE(samkps @ Oct 17 2013, 11:31 AM)
KFC can goreng better! SP Setia - EcoHill Semenyih (Ver 2), New Township in Semenyih
SP Setia - EcoHill Semenyih (Ver 2), New Township in Semenyih
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Oct 17 2013, 11:52 AM
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7,049 posts Joined: Aug 2009 |
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Oct 17 2013, 11:53 AM
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7,049 posts Joined: Aug 2009 |
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Oct 17 2013, 12:13 PM
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Senior Member
15,454 posts Joined: Nov 2011 |
QUOTE(darween13 @ Oct 17 2013, 11:32 AM) No difference. Only that the bankers that have been appointed at WC have direct access to customers as their branch has been appointed to process the loan. Well said.... But you can still choose your own bankers in terms of walk in. But, some of WC bankers are mobile, means they are more aggressive than the branch bankers (who can only submit through their branch). Mobile sales force can submit to their branch but park the loan anywhere and usually MSF bosses have higher Discretionary Power (DP) - approving limit - not necessarily need to go through credit committee. At the end of the day, you press the right buttons, everyone will dance to your tune. So, is that mean the WC bankers shall have more access to the MSD bossess and provide higher MOF / better loan package compare to those branch bankers? |
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Oct 17 2013, 12:15 PM
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15,454 posts Joined: Nov 2011 |
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Oct 17 2013, 12:16 PM
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15,454 posts Joined: Nov 2011 |
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Oct 17 2013, 12:32 PM
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7,049 posts Joined: Aug 2009 |
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Oct 17 2013, 12:33 PM
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7,049 posts Joined: Aug 2009 |
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Oct 17 2013, 12:46 PM
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181 posts Joined: Dec 2004 |
CIMB say maybe can get - 2.45. i just summit today anyone can share other banks rate ??
which i think very very hard to get -2.5 if anyone get it pls let me know thanks |
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Oct 17 2013, 12:53 PM
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1,924 posts Joined: Jan 2011 |
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Oct 17 2013, 01:14 PM
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2,695 posts Joined: May 2007 From: Prison Break |
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Oct 17 2013, 02:09 PM
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7,049 posts Joined: Aug 2009 |
QUOTE(allot77 @ Oct 17 2013, 12:46 PM) CIMB say maybe can get - 2.45. i just summit today anyone can share other banks rate ?? which i think very very hard to get -2.5 if anyone get it pls let me know thanks QUOTE(robert82 @ Oct 17 2013, 12:53 PM) RHB sd if sps staff, can get BLR - 2.5% |
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Oct 17 2013, 02:11 PM
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181 posts Joined: Dec 2004 |
ya i just speak to RHB they say can get 2.5 ^^ i will summit to them tomorrow hope can get a better rate XD
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Oct 17 2013, 02:13 PM
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Junior Member
128 posts Joined: Oct 2013 |
To taiko and taiki, Is it possible for me to pay to Setia Eco Hill based on progress disbursement till achieve 30% value of my house then I immediately ask bank for loan on the remaining 70 % balance because of dibs. Otherwise I have to prepare 30% down payment since this is my 3rd house and need to follow government rules recently to curb increased of house price. So that between the progress disbursement I can park the 20% down payment to other investment.
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Oct 17 2013, 02:15 PM
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7,049 posts Joined: Aug 2009 |
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Oct 17 2013, 02:22 PM
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7,049 posts Joined: Aug 2009 |
QUOTE(cooleq @ Oct 17 2013, 02:13 PM) To taiko and taiki, Is it possible for me to pay to Setia Eco Hill based on progress disbursement till achieve 30% value of my house then I immediately ask bank for loan on the remaining 70 % balance because of dibs. Otherwise I have to prepare 30% down payment since this is my 3rd house and need to follow government rules recently to curb increased of house price. So that between the progress disbursement I can park the 20% down payment to other investment. QUOTE(cheryee @ Oct 13 2013, 08:46 PM) You have to pay 10% upon your receipt of the progressive billing for stage 2(a) and another 10% upon your receipt of the progressive billing for stage 2(b) while your financier will disburse another 5% for stage 2(b). Thereafter, all progressive billings will be paid by your financier. Since I am not a technical person, so I am not sure what is the usual time frame to reach stage 2(b). Can any technical kor kor here help to shed some light pls? |
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Oct 17 2013, 02:22 PM
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181 posts Joined: Dec 2004 |
QUOTE(cooleq @ Oct 17 2013, 02:13 PM) To taiko and taiki, Is it possible for me to pay to Setia Eco Hill based on progress disbursement till achieve 30% value of my house then I immediately ask bank for loan on the remaining 70 % balance because of dibs. Otherwise I have to prepare 30% down payment since this is my 3rd house and need to follow government rules recently to curb increased of house price. So that between the progress disbursement I can park the 20% down payment to other investment. i think is possible, it up to SP seita allow you to do that or not.. T&C apply ?? better call SP setia to confirm.... |
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Oct 17 2013, 02:36 PM
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Senior Member
15,454 posts Joined: Nov 2011 |
QUOTE(allot77 @ Oct 17 2013, 02:22 PM) i think is possible, it up to SP seita allow you to do that or not.. T&C apply ?? better call SP setia to confirm.... If it is posssible, then perhaps should ask the possibility to pay the 20% in the last disbursment phase (before the VP), so that you can have more time to spend/invest the 20% instead.. |
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Oct 17 2013, 02:46 PM
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Junior Member
91 posts Joined: Jul 2011 |
For the remaining $ of the 10% downpayment to be paid upon signing S&P, must the payment be in cheque only? Credit card? Would appreciate any insight, thanks.
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Oct 17 2013, 02:47 PM
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Junior Member
181 posts Joined: Dec 2004 |
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Oct 17 2013, 02:49 PM
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35 posts Joined: Oct 2013 |
Your balance deposit will be paid at the lawyer office. I don't think credit card device is commonly available at the lawyer office loh
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