I was quoted a IL plan from an Allianz agent for RM250 monthly premium, which I feel its quite high. The coverage he told me as below:
R&b: RM200
M Card: 1 Mil lifetime limit, 100k annual limit
Hospital income: RM100/day
Life : 150k
Personal accident: 100k
Critical : 50k
No co-insurance
Guaranteed renewal

Was thinking of getting quote from a Prudential agent if possible?