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 Recommendation for Credit Cards V2, Please post according to Format stated.

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zennasyndroxx
post Feb 27 2014, 03:37 PM

Work Hard, Spend Harder.
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Senior Member
585 posts

Joined: Apr 2010
From: Shah Alam


Hi Dear sifus, I would like to get you guys to suggest me a card here biggrin.gif

1. Annual Income: RM24K to RM30K

2. Free Lifetime Annual Fee: I don't think I need since I'm using it for one go and installment only.

3. Card required for: Strictly for installment only. if can 12months (after pay for item i want I might potong card.)

4. Existing credit cards if any: nope

5. Looking at CC from: CIMB, cause easy to pay from my cimbclicks I assume.


Thanks in advance guys biggrin.gif

zennasyndroxx
post Feb 28 2014, 03:42 PM

Work Hard, Spend Harder.
****
Senior Member
585 posts

Joined: Apr 2010
From: Shah Alam


QUOTE(fly126 @ Feb 28 2014, 02:20 AM)
99% of Bank in Malaysia do Provide Flexi Payment (Installment) Plan to Cardholder... nod.gif
Do Search the Card that Suited U Best from CIMB Most of their Cards were Free for Life with NO Annual Fee:  http://www.cimbbank.com.my/creditcard/
*
meaning that even if the store don't have EPP with CIMB (but other banks got), can I still pay CIMB on a 12 month basis?

thanks biggrin.gif
zennasyndroxx
post Mar 1 2014, 10:08 PM

Work Hard, Spend Harder.
****
Senior Member
585 posts

Joined: Apr 2010
From: Shah Alam


Wanna ask also. When let say maybank card requirements minimum annually 30k means one month must be at 2.5k and above right? then that one month i earn 2.5k and no ot no double pay (cause boss too good want us take rest no ot) and deduct 10+% for EPF. do i still have an annual income of 30k?
zennasyndroxx
post Mar 1 2014, 10:56 PM

Work Hard, Spend Harder.
****
Senior Member
585 posts

Joined: Apr 2010
From: Shah Alam


yeyeyeye thanks sistah! biggrin.gif

today when I went and check out the KLCC maybank (cimb sucked cause they don't offer that ezi payment anymore even w/o merchants) and they said they've instant approval kinda thing and they need my 2 months bank statement printed that says my employer banked in my pay.

thanks fly126, you've been helpful with my decision and now I think I'm getting maybank
zennasyndroxx
post Mar 4 2014, 04:18 PM

Work Hard, Spend Harder.
****
Senior Member
585 posts

Joined: Apr 2010
From: Shah Alam


thanks fly126 for the help biggrin.gif got my card today

time to be a slave to the system whistling.gif
zennasyndroxx
post Mar 5 2014, 12:08 AM

Work Hard, Spend Harder.
****
Senior Member
585 posts

Joined: Apr 2010
From: Shah Alam


QUOTE(fly126 @ Mar 4 2014, 10:38 PM)
Congratz & Happy Spending on Your 1st CC tongue.gif
So Fast, You're Having MBB 2Cards... ??? thumbup.gif
*
they gave me instant approval brows.gif yeah 2 cards. time to use more amex card hehe

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