Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsRecommendation for Credit Cards V2, Please post according to Format stated.
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 Aug 5 2014, 10:38 AM
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#1
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Senior Member
2,126 posts Joined: Sep 2008 From: Kedah  
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1. Annual Income: RM40k
2. Free Lifetime Annual Fee: A must 3. Card required for: petrol, groceries, dining, electrical stuff 4. Existing credit cards if any: using my wife's MBB dual card  5. Looking at CC from: any bank with good service |
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Aug 5 2014, 12:58 PM
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#2
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Senior Member
2,126 posts Joined: Sep 2008 From: Kedah
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QUOTE(victorywp @ Aug 5 2014, 10:45 AM) so good service is your priority? not cash rebate? both actually. |
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Aug 18 2014, 01:01 PM
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#3
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Senior Member
2,126 posts Joined: Sep 2008 From: Kedah
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1. Annual Income: RM40k
2. Free Lifetime Annual Fee: Yes 3. Card required for: Petrol, Utilities, Dining & Groceries, in other words is cash back la. Most of the time will spend less than RM50 for each transaction. 4. Existing credit cards if any: None 5. Looking at CC from: UOB One Card, or a good week day card 6. Others: |
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Sep 2 2014, 12:05 AM
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#4
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Senior Member
2,126 posts Joined: Sep 2008 From: Kedah
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any good from Hong Leong Essential? i din see anyone recommending it
ppl recommend me UOB One, but after seeing so many limitations i started to look for other cc |
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Sep 2 2014, 12:16 PM
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#5
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Senior Member
2,126 posts Joined: Sep 2008 From: Kedah
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QUOTE(fly126 @ Sep 2 2014, 12:48 AM) Hong Leong Essential (Annual Fee Waiver subject to 12x Swipes a Year) Hlb no rebate on petrol? Sien... Ocbc annual income requirement very high right?*1% Unlimited CashBack (Cash-Back is Subject to Min. Retail Spend of Rm100/Month + NO Rebate given on Petrol)  *Low Cash Advance Fee of 2% (Others CC- 5%), Which's Good for Emergency Cash Urgently Needed...  *Low Cash Advance Interest Rate at 10.8% p.a (Others- 18% p.a), as I think So far is the Lowest Rate Among All the Banks in Malaysia As an Identical Twin to HLB Essential... OCBC(Blue/Pink) Mastercard with an Unlimited 1% Cash Back on Everything Spend + Lifetime Fee Waiver with No T&Cs Applied to, just a Nice & Simple FREE for Life CC... |
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Sep 2 2014, 04:25 PM
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#6
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Senior Member
2,126 posts Joined: Sep 2008 From: Kedah
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QUOTE(victorywp @ Sep 2 2014, 12:53 PM) only hlb wise got rebate on petrol 10%. Ocbc will have rebate on every kind of spending?ocbc blue/pink income requirement is lower. only titanium is higher. |
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Sep 2 2014, 06:46 PM
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#7
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Senior Member
2,126 posts Joined: Sep 2008 From: Kedah
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QUOTE(victorywp @ Sep 2 2014, 04:57 PM) yes, 1% on everything including petrol too, which hlb essential doesn't cover in its 1%. thanks for the info. i try apply and c~ |
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Oct 30 2014, 09:41 PM
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#8
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Senior Member
2,126 posts Joined: Sep 2008 From: Kedah
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any good with OCBC Great Eastern cc?
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