the most suitable for you is mbb2cards.

The best card for you is Maybank 2 Amex but you're short of requirement ( RM30k) . So you may choose either UOB One card or Hong Leong Wise Card. UOB Cards are easier to apply but the benefits is not as good as compare to Wise card. Wise Card , on the other hand, provides CB of 10% from your 2 chosen categories + Mobile but you have to make 10 tranx.  of min. RM 50 to activate the payout!

Once your income touch RM30K, like Wongchoy said, go get Maybankard 2 Cards.

In the meantime, also like Wongchoy said, get UOB One Card, 5% for Petrol (if you pump at BHP better still). However for most other expenses you get miserable 0.3% csah back except for Groceries and Mobile Phone bills.

So maybe you should also consider the FREE FOR LIFE OCBC Titanium MasterCard which earns you 1% cash back for any type on transactions.

Having said the above, I doubt you will spend more than RM1K per month, as such you need to consider GST 100 per year for 2 cards.

Click here to read my article The Best Cash Back Credit Cards in Malaysia. I have prepared a table comparing different cards for multiple expenses. Based on that table, insert your expenses and see which card earns you most in cash back.

Once your income touch RM30K, like Wongchoy said, go get Maybankard 2 Cards.

In the meantime, also like Wongchoy said, get UOB One Card, 5% for Petrol (if you pump at BHP better still). However for most other expenses you get miserable 0.3% csah back except for Groceries and Mobile Phone bills.

So maybe you should also consider the FREE FOR LIFE OCBC Titanium MasterCard which earns you 1% cash back for any type on transactions.

Having said the above, I doubt you will spend more than RM1K per month, as such you need to consider GST 100 per year for 2 cards.

Click here to read my article The Best Cash Back Credit Cards in Malaysia. I have prepared a table comparing different cards for multiple expenses. Based on that table, insert your expenses and see which card earns you most in cash back.