Sep 9 2014, 04:57 PM
QUOTE(firesphere @ Sep 5 2014, 01:52 AM)
1. Annual Income: 100K? (No idea how they calculate annual income for business owner)
2. Free Lifetime Annual Fee: Preferbly
3. Card required for: Utility bills, Groceries, Petrol, Insurance, Overseas Transactions, Free Lounge Access
4. Existing credit cards if any: None
5. Looking at CC from: Any (Currently had my eyes on OCBC or MBB2cards)
6. Others: Utility bills payment are kind of heavy. Per month astro is 500, TNB about 2k, Syabas 400, Telekom 400. Groceries if they'd take NSK Trade City as groceries, occasionally I can swipe up for 1k per month there.
I've even give thought to owning HLB wise for the 10% rebate then another card for the rest. Only issue is that I'm afraid I can't make up to 10 transactions per month. Usually just a few high amount of transaction.
Maximum cash back per month for WISE card is RM 100 per month ...2. Free Lifetime Annual Fee: Preferbly
3. Card required for: Utility bills, Groceries, Petrol, Insurance, Overseas Transactions, Free Lounge Access
4. Existing credit cards if any: None
5. Looking at CC from: Any (Currently had my eyes on OCBC or MBB2cards)
6. Others: Utility bills payment are kind of heavy. Per month astro is 500, TNB about 2k, Syabas 400, Telekom 400. Groceries if they'd take NSK Trade City as groceries, occasionally I can swipe up for 1k per month there.
I've even give thought to owning HLB wise for the 10% rebate then another card for the rest. Only issue is that I'm afraid I can't make up to 10 transactions per month. Usually just a few high amount of transaction.
To fulfilled the criteria of maximum swiping of rm 50 minimum for 10 times ....
Normally you can choose to pay let say your TNB bill for RM 100 for 10 times through the internet payment using the CC ...
U will be able to save some money there ... annually will be able to save maximum RM 1200
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