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 Recommendation for Credit Cards V2, Please post according to Format stated.

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selinix
post Nov 25 2013, 07:10 PM

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QUOTE(fly126 @ Nov 24 2013, 10:54 PM)
I X Think they (UOB) Have 1-Hour Instant Credit Card Service... hmm.gif
So far as I know MBB, Citi, & RHB Got It Only... nod.gif   
UOB One Card with 5% Off on Petrol, Currently the Best Card for Petrol Rebate... thumbup.gif
Can Refer to My Post #106-7 (just few Posts Above Yours') about the Rebate of UOB One Card & Others Credit Card Recommendation 

Btw, About Your Debts Issue... U mean Currently now U X Have Any Credit Card (Sudah Potong All Your CC), Just Free Yourself from CC Debts...???
hmm.gif
Better Off with 3-6 Months Cooling Period for the Bank to Update Your CC (Debts-Free) Status to the CCRIS Report before You Try to get Credit Card  Again...  smile.gif
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How is UOB One card compare to Citibank Cash Back platinum?

Citi Cash Back also gives 5% rebate for all petrol stations anytime.
selinix
post Nov 26 2013, 02:47 AM

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QUOTE(fly126 @ Nov 25 2013, 07:56 PM)
Yes, You can Notice that, the UOB One Card got Similar Benefits with Citibank Cash back Platinum...
UOB One Card (Income Requirement RM24-36K p.a) & Citibank Cash Back Platinum (Income Requirement RM40k p.a)

But, the Citibank CB Only credit the cash back earned once you reach RM50 & If the cash rebate is less than RM50 for a particular month, the total cash rebate amount will be carried forward to the following month... Whereas UOB credit the cash back monthly into the account... thumbup.gif

Another Cons of Citi CB Plat.... the 2% Phone Bills Rebates ONLY Available with Payments Made through Citibank Online & One Bill Payment... Whereas You can Enjoy Phone Bills Cash Back with UOB Card from Any Payment Channel ie: at Online Portal or Pay Over the Counter...  biggrin.gif 

+ U Will Get 5% + Another 2% Smart $ Cash Rebate at BPH Petrol with UOB One Card as for the Citi CB Plat. Just 5% Off for All Petrol Station... sweat.gif

The UOB One Card is Clearly Outshine & More Practical Uses Compare to Citibank Cash-Back Platinum with Similarity Benefits... nod.gif
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Thanks for the review.

I think for the cash rebate of RM50 for Citibank is not a big issue for me as long as I receive it regardless when. For the phone bill is not hard to set up and do it through the online citibank system, in fact it is more convenient. I realize UOB have a limit of RM300 only for this and for petrol is only RM500.

The only thing I can see UOB One Card is better is if I pump BHP alone and also on GSC tickets.
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