1. Annual Income: RM60K - RM80K
2. Free Lifetime Annual Fee: Preferably Yes, but if got fee, around RM150 is max (of course, lower is better)
3. Card required for: Usually for dining, some petrol, some online purchases (i.e. from eBay), occasional flight tickets & hotel stays.
4. Existing credit cards if any: Citibank Clear
5. Looking at CC from: no particular bank.. but I was looking at Citibank Cashback / Aeon Watami / Maybank 2 Cards / OCBC Titanium before this.
6. Others: Was thinking of moving to a cashback card, or a card with fairly good rewards points scheme. Usually my spending doesn't go above 1K though. Also would like it to be recognized internationally (which was why I opted for Citi in the first place).

This post has been edited by scy_krylief: Oct 5 2014, 10:49 PM

wanna ask if this is a good combo for my spending pattern:

RM300 -- shopping
RM300 -- petrol
RM300 -- food

Planning to switch from this (Citi Clear & Mach Credit Card) to this combo (Citi Rewards Platinum & MBB 2 Cards Platinum)

Annual income is around RM60,000.

Also, if I switch from one Citi card to another, is it possible to transfer the rewards points to the new card?

This post has been edited by scy_krylief: Jan 16 2015, 01:10 AM

Yea, food refers to dining. I don't spend too much on groceries at the moment.
Also, yes, shopping is mostly departmental.

I reckon the cashback is more worth it if I use the MBB 2 cards, especially for petrol - will primarily use AMEX and keep the Mastercard for backup.
The rewards card, I was actually planning to use it for shopping - some of the brands I like are on it.