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Recommendation for Credit Cards V2, Please post according to Format stated.
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ronron
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 Jan 25 2015, 09:14 PM
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1. Annual Income: RM30K to RM36K
2. Free Lifetime Annual Fee: best if free (gst no problem for me)
3. Card required for: to cover weekdays expenses like petrol, groceries, makan, where AMEX is not accepted punya kedai. (cash back, reward point)
4. Existing credit cards if any: MBB 2 Gold, HSBC visa gold, SC cash back gold
5. Looking at CC from: between UoB one or Cimb cash back master, or any other better card.
6. Others: online foreign currency transaction like (steam, visa application, etc which pay in foreign currency).
thanks.
This post has been edited by ronron: Jan 25 2015, 09:16 PM
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ronron
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Jan 26 2015, 04:21 PM
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QUOTE(adele123 @ Jan 26 2015, 03:12 PM) If you hit 36k, citibank cash back is another option instead of uob one though both have pros and cons. Also… can you even apply for another? You already have 3? Below 36k wo… oh. is actually between 36k - 45k. opps, sorry i forgot to mention the HSBC visa gold is a supp card. I am also holding RHB visa EVo  I want to cancel the Standard Chartered Cash Back gold actually (spent rm1500 to qualify for 5% cash back exclude petrol and insurance is hard)..... looking for a better cash back card.  my location at Kota Kinabalu tiada Citibank outlet.  This post has been edited by ronron: Jan 26 2015, 04:28 PM |
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ronron
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Jan 26 2015, 04:59 PM
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QUOTE(adele123 @ Jan 26 2015, 04:50 PM) apply online. GIRO using internet banking for payment. i'm in Klang Valley, not that i have the time to go to any citibank too. but don't get me wrong, if you think uob suits you better, go ahead. just, lack of citibank outlet shouldn't stop one to apply. okok, the citibank cash back card is similiar to UOB one oh. may I know the annual fee can be waive yearly by swipe 12 times each year? |
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ronron
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Feb 9 2015, 03:57 PM
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1. Annual Income:RM36K to RM60K 2. Free Lifetime Annual Fee: A Must waive 3. Card required for: Petrol, Cash Back/Rebate Only, Groceries, Overseas Transactions. 4. Existing credit cards if any: HSBC 5. Looking at CC from: anybank that can easily waive annual fee 6. Others: helping my wife to apply for credit card. Got sms from CIMB that my wife CIMB cash back credit card application rejected  looking for other selection. |
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ronron
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Feb 9 2015, 05:13 PM
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QUOTE(lengzhai @ Feb 9 2015, 04:58 PM) why not consider maybank 2 cards? but why not for cimb card u directly go to their card centre? sunway pyramid having a branch. they have perks for applying cards at there. here got a few cc kiosk like citi and hsbc too. applying Maybank 2 Gold cards for my wife too, now waiting for status reply. my feel tell me it is going to unsuccessful also becoz already more than 3 working days still no sms and M2u also no new card appear. , but managed to upgrade standard chartered to Platinum master.  I myself mbb 2 cards approved the next day after submit documents. |
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ronron
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Jun 28 2015, 07:20 PM
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1. Annual Income: RM36K to RM60K
2. Free Lifetime Annual Fee: yes, can waive
3. Card required for: looking for a better card to get discount/cash back for paying bills : TNB, telekom streamyx, astro
4. Existing credit cards if any: MBB 2 cards
5. Looking at CC from: going to apply MBB ikhwan for groceries/petrol.
6. Others: don want HLB wise, cannot achieve the minimum spent requirement.
thank you.
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