Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsRecommendation for Credit Cards V2, Please post according to Format stated.
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 Sep 14 2014, 05:42 PM
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#1
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Senior Member
684 posts Joined: Dec 2007 
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1. Annual Income: RM24K to RM30K
2. Free Lifetime Annual Fee: No 3. Card required for: Petrol, CashBack/Reward, Cinema, Grocery & Shopping, Flight & Hotel (tis 1 is extra) 4. Existing credit cards if any: No 5. Looking at CC from: UOB One Visa Classic, RHB Travel Money Visa, Citibank Choice MasterCard (duno which 1 more suitable for me) Thanks~~ |
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Sep 16 2014, 01:49 PM
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#2
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Senior Member
684 posts Joined: Dec 2007
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QUOTE(victorywp @ Sep 14 2014, 06:32 PM) uob one card has 5% petrol, 10% gsc, 2% grocery, others 0.3%. heard that mbb2 is goodmbb2amex has 5%+5xtp (on weekends for anything), buy 1 free 1 tgv. hlb combo (wise + gsc): wise card for 10% on petrol and grocery, gsc card for gsc.  but i not sure how the 2 card work.. although i study it @@ |
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Sep 16 2014, 10:36 PM
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#3
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Senior Member
684 posts Joined: Dec 2007
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QUOTE(victorywp @ Sep 16 2014, 02:00 PM) mbb2cards only amex is useful. can get 5% on weekends transaction. but new applicants now will be charged rm100 for 2 gst. >< confusing.. so if i use on weekdays.. then nothing? |
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Sep 17 2014, 01:16 PM
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#4
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Senior Member
684 posts Joined: Dec 2007
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QUOTE(fly126 @ Sep 16 2014, 10:44 PM) MBB 2 Amex... ohh now i understand dy..Only 5x Points on Weekdays 5x Points + 5% Cash Back on Weekends Spend MBB 2 Visa / Mastercard... $1 for 1 Point on Daily Spend https://forum.lowyat.net/topic/3266395 the rm100 is one time payment only? |
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Sep 25 2014, 06:47 AM
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#5
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Senior Member
684 posts Joined: Dec 2007
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QUOTE(victorywp @ Sep 17 2014, 01:23 PM) annually a bit costly ><'''''for uob one card.. the cashback... am i need to apply for the cashback? or it will auto-deduct? i am quite confused on this.. >< |
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Jun 7 2015, 07:07 PM
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#6
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Senior Member
684 posts Joined: Dec 2007
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hello.. I already have maybank 2 cards
if I want apply more.. for those shops that cannot use AMEX.. which bank credit card shud I apply? izit Citibank card OK? |
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Jun 9 2015, 05:11 AM
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#7
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Senior Member
684 posts Joined: Dec 2007
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QUOTE(victorywp @ Jun 7 2015, 07:53 PM) depends on your needs. what categories of expenses? online/petrol/dining/departmental/grocery/utility/etc.? normally use amex on weekends for petrol and others dyso i guess... mayb online buy things, or weekdays use which can cash rebate? >< |
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Jun 9 2015, 02:19 PM
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#8
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Senior Member
684 posts Joined: Dec 2007
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QUOTE(victorywp @ Jun 9 2015, 06:47 AM) then you may go for cimb cr card. i gt research about it too  tqtq |
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