Hello,

Read your articles on your website, and as they are a couple of years old wonder if you have any update. My details for your recommendation is as follows:

1. Annual Income: More than 180k/annum

2. Free Lifetime Annual Fee: Yes

3. Card required for: Petrol, dining, travel, lounge

4. Existing credit cards if any: HSBC Signature, CIMB gold

5. Looking at CC from: Anywhere.

6. Others: Want to open a private banking account also. so if got recommendation for a good bank for that will be good to and if it comes with the CC even better.

Thanks.