Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsRecommendation for Credit Cards V2, Please post according to Format stated.
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 Mar 23 2014, 11:28 PM
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#1
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Junior Member
35 posts Joined: Feb 2014 
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hi all,
seems like a lot of you use maybank's 2 cards - but what about for overseas spend (maybank's Amex is 2.5% right?) what card do you guys use for places that don't accept amex? not the other card that comes with maybank's 2 cards right since it basically earns you nothing. from what I understand, only OCBC titanium offers uncapped cashback at 1%? |
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Mar 23 2014, 11:58 PM
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#2
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Junior Member
35 posts Joined: Feb 2014
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QUOTE(victorywp @ Mar 23 2014, 11:40 PM) for places that doesn't accept amex, can use hlb wise 10%, uob one 5%, citibank pcb 5%, aeon watami 3%. thanks for your reply!besides ocbc titanium, hlb essential also offers the same 1% unlimited cash back.  so the highest unlimited cashback for any card in malaysia now is 1%? If I plan to buy a big ticket item, say RM10k in a single transaction at a merchant that does not accept AMEX, and does not fall under any of the "categories" (why do they do that? so confusing)... my only logical option would be to use a card that has highest unlimited cashback right? so if 1%, then at least I get RM100 back instead of measly "capped" RM50........ edit: seems like OCBC world mastercard offers *slightly* higher cashback @ 1.2%... why isn't this card as popular? is there something wrong with it? This post has been edited by ignorantcow: Mar 24 2014, 12:05 AM |
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Mar 24 2014, 03:25 PM
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#3
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Junior Member
35 posts Joined: Feb 2014
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QUOTE(victorywp @ Mar 24 2014, 12:12 AM) if you have a single transaction of rm5k (max), you may consider using aeon watami cc to get rm150 cb. ocbc world mastercard not that popular mainly because it's still new and because of its annual fee. ocbc titanium is free for life. QUOTE(fly126 @ Mar 24 2014, 12:14 AM) Becoz... thanks for the information guys.OCBC World MasterCard (Income Requirement $60k p.a, Come with an Annual Fee $388) I checked with a maybank sales guy today and he said if you deposit rm30k (edit: into F.D.) they will issue maybank visa infinite to you no questions asked. I wonder how true this is... seems a bit low? lol This post has been edited by ignorantcow: Mar 24 2014, 03:26 PM |
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