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Recommendation for Credit Cards V2, Please post according to Format stated.
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dradormien
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 May 25 2014, 01:14 PM
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Getting Started
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Hi guys, need help here from sifu around here on the best cc for me. I am sole proprietor that open up a restaurant.
1. Annual Income: >RM80k-RM100K
2. Free Lifetime Annual Fee: Preferable yes
3. Card required for: Need to use it to buy equipment, raw material to be used in restaurant: per transaction:> RM500.00/week. Fuel, bill. Its is good if can have 0%installment scheme.
4. Existing credit cards if any: Nil
5. Looking at CC from: Nil
6. Others: Any idea of separate card (preferable from the same bank, easy to make payment), that can use to differ from business and personal purchase. Any good free supp card?. Not really keen into golf stuff, but sometimes do travel to oversea.
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dradormien
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Jun 19 2014, 11:38 PM
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Getting Started
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Hi, may I know which bank can offer instant approval beside maybank? Need to have Credit Card as backup plan for next week oversea plan. Thanks!
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dradormien
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Jun 22 2014, 01:50 PM
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Getting Started
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QUOTE(fly126 @ Jun 20 2014, 12:21 AM) Apply & get a 1 Hour Instant Credit Card at Citibank Kiosk http://www.citibank.com.my/smartbanking/kiosks.html How about cimb? Any 1 hour approval? |
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dradormien
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Jun 24 2014, 10:31 PM
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Getting Started
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1. Annual Income: RM60k-80k
2. Free Lifetime Annual Fee: Preferable
3. Card required for: cash back or good reward points on groceries, bills
4. Existing credit cards if any: Nil
5. Looking at CC from: Maybank & Citibank
6. Others: Groceries around RM2000 Monthly, Petrol around RM 1000 Monthly, Utility around RM2000. Also need to have supplementary card.
Thanks sifu!!
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dradormien
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Jun 24 2014, 11:26 PM
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Getting Started
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QUOTE(fly126 @ Jun 24 2014, 11:12 PM) Your Credit Card Recommendation: I) Maybank 2 Cards  https://forum.lowyat.net/index.php?act=ST&f...post&p=68551797II) Citibank Cash Back Platinum https://forum.lowyat.net/index.php?act=ST&f...post&p=67010433 Others, III) UOB One Card https://forum.lowyat.net/index.php?act=ST&f...post&p=68505615 IV) CIMB Cash Rebate Platinum MasterCard - 5% Cash Rebate on e-Commerce (online spend), 2% Cash Rebate on Petrol & Groceries http://www.cimbbank.com.my/creditcard/atta...mber%202014.pdfV) Hong Leong Wise with Annual Fee RM160, Up to 10% Cash Back https://forum.lowyat.net/topic/3140027 Thanks for your reply, but How do they defined Groceries? Do we need to buy from TESCO, GIANT only? or we can buy from Hero, Segi Supermarket and so on? Thanks again |
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dradormien
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Apr 2 2015, 08:00 PM
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Getting Started
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Maybank visa ikhwan vs Mc ikhwan. Which one is better? Thanks
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dradormien
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Apr 2 2015, 10:55 PM
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Getting Started
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QUOTE(supersound @ Apr 2 2015, 09:44 PM) More or less the same, if local spending. Overseas will be different on the conversion rate. Not to mention sometimes MC cannot be used in certain places. In terms of benefit? |
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dradormien
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Apr 7 2015, 09:25 PM
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Getting Started
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QUOTE(fruitie @ Apr 7 2015, 08:39 PM) Apply credit cards for cash advance is one of the silliest moves ever. You will end up paying high compounded interests. Nobody applies credit cards for that reason. Never use credit cards' cash advance facility. I throw all my pin numbers away whenever I receive new cards. Don't bother to know, destroy and throw it away. I suggest you look for personal loan from any bank. Agree! |
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dradormien
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Apr 16 2015, 10:04 PM
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Getting Started
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Just wondering, is there any bank that accept one credit card as one way for supporting application of their credit card? Means no need to submit salary, tax form etc. Just bring existing credit card
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dradormien
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Jun 27 2015, 02:21 PM
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Getting Started
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Need suggestion credit card that good for priviledge for dining, movie, shopping.
current cc: 1)Maybank Visa Ikhwan: Groceries and Petrol
2) Mb2card Platinum: For others
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