1. Annual Income: > 100k

2. Free Lifetime Annual Fee: Preferred.

3. Card required for: All expenses on weekend > M2Amex
Dining, Groceries, Online Transaction > PB VS
Plaza Premium Lounge in KLIA > Aeon Gold
Backup Online Transaction > CIMB CB Plat
Insurance > auto debit to PBVS (Allianz Life Insurance does not accept Amex )

4. Existing credit cards if any: M2Amex, PB VS, Aeon Gold, CIMB CB Plat

5. Looking at CC from: MBB Visa Signature, Citibank CC

6. Others:

Currently I'm holding cards as below. My priority would be M2Amex > PBVS > CIMB CB. Aeon Gold just purely BT.

I'm thinking to get a card to swipe for petrol during weekdays and access to PPL on both KLIA and KLIA2.
The best that come into my mind would be MBB Visa Signature. But I don't think I can spend 50K to get Annual Fee waiver (unless they accept BT for 50k usage, do they?).. haha..

Any suggestion for auto debit card that can give cashback for insurance? Initially think of Aeon Watami, but it required 3k spending per quarter. Not sure I can make it or not because my spending kind of random. Sometimes I spend 5k a month, sometimes just few hundreds.

On the other hand, I'm also looking on Citibank CC since the Rm300 cashback kind of atttractive.

Thx all Sifu

This post has been edited by cyang: Oct 23 2014, 10:37 AM

Hi all sifu.. Which card is best for shopping?

1) departmental & retail shop in mall
2) any days..

my M2amex always reached max 5% rebate quota on weekend.. Just thinking to get another card for shopping in shopping mall.. mainly clothes..
I noticed citibank/hsbc had quite many promotion in the mall.. but mostly just XX% discount on normal item..

This post has been edited by cyang: Nov 1 2014, 11:02 PM