Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsRecommendation for Credit Cards V2, Please post according to Format stated.
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 Jun 26 2015, 10:37 AM
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#1
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Senior Member
4,688 posts Joined: Jan 2003 From: http://127.0.0.1  
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Need recommendation from sifus
 1. Annual Income: 31k 2. Free Lifetime Annual Fee: No 3. Card required for: cashback, petrol, online shopping, flight ticket, TNB, Unifi, Maxis Broadband, Celcom, insurance (Prudential), Astro 4. Existing credit cards if any: none 5. Looking at CC from: if possible HLB Wise or other cash-back cards This post has been edited by cloudstrife07: Jun 26 2015, 10:43 AM |
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Jun 26 2015, 10:54 AM
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#2
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Senior Member
4,688 posts Joined: Jan 2003 From: http://127.0.0.1
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QUOTE(fruitie @ Jun 26 2015, 10:50 AM) Start with MBB2Card Gold first. thanks fruitie. is HLB Wise really hard to get? since i saw on previous posts ppl are recommending MBB2Cards too  You can pay TNB, UniFi and Maxis on weekends and get 5% cash back. 5xtreatspoints everyday.   |
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Jun 26 2015, 03:26 PM
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#3
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Senior Member
4,688 posts Joined: Jan 2003 From: http://127.0.0.1
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QUOTE(fruitie @ Jun 26 2015, 11:09 AM) I don't know how difficult about HLB Wise, it should be quite easy. I was offered by them once but I rejected. It has annual fees in 2nd year which cannot be waived. QUOTE(victorywp @ Jun 26 2015, 11:47 AM) not because hard to get the card. perhaps because hard to get cb because you need to achieve min >rm50 10 times to activate the cb. also due to the chances of your final 10% cb being reduced after counting in the af fee from 2nd year onwards. the best is to maximise getting rm100 cb every month to be able to really gain from using hlb wise. thanks for the inputs.  for RM50 x10 times per month i think i can achieve it.  for maybank2cards, from what i gathered at its thread, it seems that maybank will discontinue the 5% weekend amex cashback right? so is there any point for me to apply ? |
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