Hi guys, i'm new to credit cards, i hope you guys can suggest what credit card is best suitable for me, thanks !

Annual Income:RM36K to RM50K

2. Free Lifetime Annual Fee: A Must

3. Card required for: 0% Instalment Plan, Petrol, Utilities (Unifi & Electric Bills) , Cash Back/Rebate Only

4. Existing credit cards if any: Nil

5. Looking at CC from: Maybank, PB and HLB

6. Others: Planning to get a credit card to purchase an iMac or other big purchases like furnitures or gadgets using the 0% instalment plan. As for Petrol (RM250 monthly) , Utilities like Unifi & Electric Bill (RM250 monthly), and Cash Back/Rebate are just a bonus. Main use of the credit card will be for big puchases or emergency use only.

I would prefer maybank bank since i have a account with them, but the problem is the store i would want to purchase the iMac is not one of their approved merchants

[quote=adele123,Sep 30 2014, 05:37 PM]
MBB2Card for Petrol and Utilities.

For 0% instalment plans... instead of JUST getting the cards that are tied to merchants, one can make use of 0% Balance transfer

balance transfer

and also cards like this:

ocbc silver mastercard

or just apply from 2 banks?

im considering 2 banks also, mbb2Card and another bank credit card. But at this moment ill read about Balance transfer first.

Thanks for the reply

im considering 2 banks also, mbb2Card and another bank credit card. But at this moment ill read about Balance transfer first.

Thanks for the reply