hello there, can help me recommend? thanx in advance.

1. Annual Income: RM30K to RM36K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Shopping only (maybe for petrol too)

4. Existing credit cards if any: Nil

5. Looking at CC from: Nil

6. Others: Actually need it only for shopping (usually emergency shopping), i dont shop much but once in a while need to indulge myself with buying new gadgets and stuff. usually buy stuff with cash but sumtimes dont have enough cash in hand (or need to save for others).