1. Annual Income: Rm24k to 30k

2. Free Lifetime Annual Fee: A must

3. Card required for: Cash Back/Rebate Only (no car so no need petrol benefit)

4. Existing credit cards if any: Nil

5. Looking at CC from: Previously looking at MBB2card but since they introduced double GST for it,I become sceptical(Doubt i will be able to spend to get rebate/cashback to cover Rm100 GST).Conclusion:None currently,any good suggestion?

6. Others:Looking for a good cashback/rebate credit card.Rarely gonna use it except for groceries and maybe some online purchasing.Just wanna get a credit card for emergency use and getting a good credit record so that I can get a better rate for my future house loan.(my older sister experienced it where she cant get good loan rate cause she never use any credit card and thus no credit record)

None..I'm living at company dorm,food also provided.. Rarely go outside dinner. Movie also only once a while. So no utility's bill.. Phone is prepaid basis.. Basically is I will just use the card for my own "fell good" expenses

This post has been edited by Zdes: Aug 15 2014, 04:31 PM