1. Annual Income: RM30K to RM36K

2. Free Lifetime Annual Fee: A Must .

3. Card required for: Installment for electronics products, food and stuff

4. Existing credit cards if any: 2 UOB(1 black for online used, 1white for 5% rebate)

5. Looking at CC from: Maybank , Citybank , RHB

6. Others: Please be specific. : I have previously late payment on my car installment which was only fulfill early December'14 and both the car installment per month is around RM 1,100, both are new car and only graduated May'14 and tried Personal Loan and CC last year but all failed except UOB. wondering would it be easier since I have paid all the late payment early december? Im thinking to get Personal Loan and CC... any ideas guys?

This post has been edited by Old DaI: May 5 2015, 10:53 PM

Will it approve? chances of approval?

yes its vox and one.

as for the 2 cars i buy together in 1 -2 months time so they somehow manage to cover up lol.

btw 1 of it is my mum paying and owning but use my name to loan so don feel shocked.

btw u know anyone that can do a better job to appeal for me to get a mbb card?

Thanks