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 Recommendation for Credit Cards V2, Please post according to Format stated.

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MyWifeCar
post Oct 22 2013, 05:16 PM

★ Car Soundproofing DIY~
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Senior Member
591 posts

Joined: Jun 2009
From: ::Giant:: Bandar Puteri


Thank you for having this thread and sharing your recommendation:

1. Annual Income: leave blank.

2. Free Lifetime Annual Fee: Preferably YES.

3. Card required for: I spend in overseas and airfares.

4. Existing credit cards if any: Standard Chartered Master card(Am deciding to cancel it very soon).

5. Looking at CC from: No idea, that's why I need some recommendations.

6. Others: I want 2x or 3x or even 5x for overseas spending. Great reward program like what Citibank and Maybank and HSBC is having. Looking at these 3 banks for now.

Thank you.

MyWifeCar
post Oct 23 2013, 12:32 PM

★ Car Soundproofing DIY~
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Senior Member
591 posts

Joined: Jun 2009
From: ::Giant:: Bandar Puteri


QUOTE(Gen-X @ Oct 23 2013, 03:25 AM)
For overseas usage online or in person, you can consider Maybankard Visa Infinite, Allaince Bank Visa Infinite and UOB Visa Infinite where all these 3 cards earn you 5X reward point. However, the Maybank Visa Infinite has the best Enrich Miles conversion rate.

Click here to read my review of the Maybankard Visa Infinite. Please note that Maybank has revised the Treats Point for redeeming stuff last August and now we need 12.500 Treats Points to redeem RM50 cash voucher.

Click here to my article My Son Is Going To The USA Again on Business Class. In this article I compare the above said 3 cards for Enrich Miles.

Click here to read my article The Best Credit Card for FREE Entries to Aiirport Lounge. In this article once again I compared the 3 cards mentioned above.

As for Annual Fee, first year all FREE, 2nd year onwards see below:

Maybank VI annual fee waived with RM50K spending.
Hello Gen-X, thanks for the recommendation.

Actually am looking into Maybank Visa Infinite now. But I can see The Maybank Manchester Visa Infinite offer more TP, things like even when you pay for your petrol, you'll get 5x TP too.
Even when Manchester United win, you'll get 5x TP too....well, just that these days they don't win that much anymore. What will the 5x be against when Man Utd win?

Thanks for sharing.

This post has been edited by MyWifeCar: Oct 23 2013, 12:33 PM

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