I tried switching from my UOB One Card to HL WISE Card, tot i can enjoy the 10% cash rebate on Mobile, Petrol and Dining.

Ended, some month i get the rebate some month i ended ZERO. The criteria for 10 x RM50 is difficult leh.

One of the month, i got 9 transactions......didn't realise i need to spend 1 more time to get the cash rebate.

HL Wise manager, if you see this message.....please remove this troublesome criteria. Or else, i will divorce you during my first year anniversary with you.

Life is already stressful, and this card give me more headache. I better stick back to my UOB One Card. At least i don't have to do tracking.