Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsRecommendation for Credit Cards V2, Please post according to Format stated.
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 Aug 17 2014, 11:33 PM
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#1
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Senior Member
1,049 posts Joined: Apr 2007 From: 192.168.1.1   
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1. Annual Income: RM40k
2. Free Lifetime Annual Fee: Not Really 3. Card required for: Mainly for Petrol, Utilities, & Groceries 4. Existing credit cards if any: None 5. Looking at CC from: UOB One Card & Maybankard 2 Gold Card 6. Others: UOB card mainly for BHP (5%+2%) while Maybank 2 Gold Card for paying off utilities via m2u & groceries shopping on weekends and also to serve as a backup if the petrol quota for UOB used up. Good combo? Any cons? Appreciate your kind reply.  |
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Aug 18 2014, 01:29 PM
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#2
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Senior Member
1,049 posts Joined: Apr 2007 From: 192.168.1.1
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QUOTE(fly126 @ Aug 18 2014, 01:00 AM) Hong Leong Bank Wise - 10% Rebates with 10X Retail Transactions (min. RM50 per transaction) & Capped RM100 Cash Back/Month Hi, thx for the reply.https://forum.lowyat.net/topic/3156131  Yes, that was the first choice of cc but after calculate it back. I have to make minimum of rm50 which I have to ensure 10 transaction per month to entitle for the cashback. As i don't make 10 transaction that much in a month and after much consideration, I end up with those 2 card choices. This post has been edited by Kr0ll3R: Aug 18 2014, 01:31 PM |
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Aug 18 2014, 09:21 PM
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#3
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Senior Member
1,049 posts Joined: Apr 2007 From: 192.168.1.1
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QUOTE(fly126 @ Aug 18 2014, 02:23 PM) Pls, Refer the Post Below for Your Recommendation... Thx for your help.  Then You Should Consider to Opt Between: I) Maybank 2Cards https://forum.lowyat.net/index.php?showtopi...post&p=68551797 or II) UOB 1 Card https://forum.lowyat.net/index.php?showtopi...post&p=68505615 or III) CIMB Cash Rebate Gold MasterCard (Lifetime Fee Waiver) - 5% Cash Rebate on e-Commerce, 2% Cash Rebate on Petrol & Groceries http://www.cimbbank.com.my/creditcard/atta...RebateMCFin.pdf  I'll go for my initial choice of Maybank 2 Cards & UOB 1 Card combo. |
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Dec 16 2014, 09:33 PM
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#4
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Senior Member
1,049 posts Joined: Apr 2007 From: 192.168.1.1
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1. Annual Income: ~RM44K
2. Free Lifetime Annual Fee: A Must 3. Card required for: Mainly used for Installment Plan (not through merchant) 4. Existing credit cards if any: MBB 2 Cards (mainly AMEX) 5. Looking at CC from: CIMB Cash Rebate Gold MasterCard ? 6. Others: Looking for an alternative Visa/Master card that offers good benefits. Looking forward to your advice.  This post has been edited by Kr0ll3R: Dec 16 2014, 09:34 PM |
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