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 Recommendation for Credit Cards V2, Please post according to Format stated.

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H.K. Lee
post Feb 26 2014, 12:55 PM

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159 posts

Joined: Oct 2010
1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: Prefer it free

3. Card required for: Cash back/Rebate, Ezy payment. Airmile is a plus

4. Existing credit cards if any: CITIBANK sub from parents

5. Looking at CC from: Maybank, cimb

6. Others: Going to spend a big sum soon on a phone, want to pay it in installment
H.K. Lee
post Feb 27 2014, 08:04 AM

Getting Started
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Junior Member
159 posts

Joined: Oct 2010
QUOTE(bearbear @ Feb 26 2014, 03:15 PM)
Best entry level card to suit - Maybank2Card

5X Treat Points (TP) for usage on Amex anytime.

5% (Max RM50/month) rebate on weekend for Amex

Amex accepted in major store (Senheng, Harvey Norman, Apple, Telco) with no extra charges, some even with 0% interest installment plan

Airmile - 7000 TP to 1000 Enrich Miles
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btw, applying credit card need to pay rm50 to the government right? is there anyway I can have this fee waived?
H.K. Lee
post Feb 27 2014, 11:43 AM

Getting Started
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Junior Member
159 posts

Joined: Oct 2010
QUOTE(bearbear @ Feb 27 2014, 10:39 AM)
GST? Yes this is for all CC.

Bro you save Rm600 from rebate per year, what is RM50? (That is if you utilize 100% of your rebate monthly)

Some bank do offset GST but not Maybank.
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unless i spend every single thing using CC. the GST is one off right? I want to apply already later

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