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Recommendation for Credit Cards V2, Please post according to Format stated.
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H.K. Lee
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Feb 26 2014, 12:55 PM
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Getting Started

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1. Annual Income: RM36K to RM60K
2. Free Lifetime Annual Fee: Prefer it free
3. Card required for: Cash back/Rebate, Ezy payment. Airmile is a plus
4. Existing credit cards if any: CITIBANK sub from parents
5. Looking at CC from: Maybank, cimb
6. Others: Going to spend a big sum soon on a phone, want to pay it in installment
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H.K. Lee
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Feb 27 2014, 08:04 AM
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Getting Started

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QUOTE(bearbear @ Feb 26 2014, 03:15 PM) Best entry level card to suit - Maybank2Card 5X Treat Points (TP) for usage on Amex anytime. 5% (Max RM50/month) rebate on weekend for Amex Amex accepted in major store (Senheng, Harvey Norman, Apple, Telco) with no extra charges, some even with 0% interest installment plan Airmile - 7000 TP to 1000 Enrich Miles btw, applying credit card need to pay rm50 to the government right? is there anyway I can have this fee waived?
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H.K. Lee
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Feb 27 2014, 11:43 AM
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Getting Started

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QUOTE(bearbear @ Feb 27 2014, 10:39 AM) GST? Yes this is for all CC. Bro you save Rm600 from rebate per year, what is RM50? (That is if you utilize 100% of your rebate monthly) Some bank do offset GST but not Maybank. unless i spend every single thing using CC. the GST is one off right? I want to apply already later
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