Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsRecommendation for Credit Cards V2, Please post according to Format stated.
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 Mar 13 2014, 11:18 PM
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#1
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Senior Member
1,399 posts Joined: Feb 2006 
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Guys need some help here
1. Annual Income: RM65k 2. Free Lifetime Annual Fee: A Must 3. Card required for: Mainly Petrol ... bills 4. Existing credit cards if any: MB2C, OCBC Titanium, WATAMI 5. Looking at CC from: Anywhere 6. Others: Trying to get a card to cover my petrol expenses on weekdays ... WISE not for me as I don't think i can hit that minimum RM 50 per transaction and 10 swipes thing ... |
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Mar 16 2014, 04:09 AM
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#2
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Senior Member
1,399 posts Joined: Feb 2006
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QUOTE(fly126 @ Mar 14 2014, 12:55 AM) Both CCs do Come with Annual Fee... I'm probably going to use it for petrol only hmm... Let say I swipe rm 300 per month... That's like rm 3600 per year... That's good enough to waive the annual fees or not? UOB One Card: ($68/168) or Citibank Cash Back Plat. ($195). IT will EZly to Waive Off if You Use the Card Regularly & Called CS Request AF Waiver when Annual has Come...  Ps. the Citibank CB only Credit the Cash Back Earned once You Reach $50 & If the Cash Rebate < $50 for a Particular Month, the Total Cash Rebate Amount will be Carried Forward to the Following Month... the Cash Back is Only Credited based on $50 Basis (i.e. under $50 Nothing will be Credited), Whereas UOB Credit the Cash Back Monthly into the Account.  Both card also cb for petrol only? Limit max is 50 per month? |
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Mar 16 2014, 12:58 PM
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#3
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Senior Member
1,399 posts Joined: Feb 2006
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QUOTE(victorywp @ Mar 16 2014, 09:35 AM) for citibank cb max for petrol is rm30/month (rm600/month usage). for uob cb max for petrol is lower. rm25/month (rm500/month usage) for platinum and rm15/month (rm300/month usage) for classic. don't be surprised with the unit fee waiver requirement below... Wah with my kind of usage.... Looks like my cb also not enough to cover the fees haha... |
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