1. Annual Income: RM100,000

2. Free Lifetime Annual Fee: yes i want, also for supplementary

3. Card required for: Grocery,Fuel, Shopping

4. Existing credit cards if any: Citibank cash back

5. Looking at CC from: Maybank/ Hong Leong

6. Others: I just want cash back, for me that is the real reward

I am getting around rm 60~80 cashback monthly from Citibank. (1 primary & 1 supplementary) .
The problem is Citibank has started charging me annual fee ( usually always gets waived). So am unhappy and afraid they will also charge annual fee for their cashback (i think around rm2xx).

kindly recommend, thank you

thank you
Will check em out