mbb2cards

if you want to have other options:
1) pbb aia = 2% aia insurance
2) aeon watami = 3% quarterly rebate (requirements needed) on anything except petrol
3) hlb wise = 10% on selected categories (requirements needed)
4) cimb cr = 5% online
5) citibank cb plat = 5% petrol (af applies)

basically the benefits of mbb2cards is on the amex card. you will get 5x points on everyday transaction and additional 5% cb on weekends transaction. however, amex card is still not as widely accepted if compared to visa/master. so there's a visa/master as the second card as backup. but only 1x points everyday use. if you have other better cards, you may use that as backup instead of this.