QUOTE(muyo @ Apr 24 2015, 12:08 AM)
I see. Didn't know cc can be a part of knowledge. BTW is Amex refer to a I saAmerican express? maybank has this American express credit card. But m2g has it too. So I abit confuse. Since Amex is a must have card why I don't just apply maybank American express cc? But m2g has both. So the m2g American express apply the same as American express cc? Seems I did a wrong choice.
Please help. What should I get if you are on my Side.
Amex is American Express's short form.
Amex
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If you apply a card directly with American Express Company, you will be given American Express Charge Card. It's a charge card that have NO spending limit by default, pay in full amount when the bill arrive.
American Express also have various credit cards, which bound to a spending limit and have benefits like the rest of credit cards available outside, such as balance transfer.
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Maybank
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When you apply a credit card with Maybank (Bank), say Maybankard2 Gold (M2G),
Maybank will give you 1)an AMEX Gold Card; and 2) Visa or Master Gold Card. as per the package that you have requested.
But the only different thing is the Amex is "parked" under Maybank and it has good offers and perks as compared to AMEX Charge Card. Addition to that, Maybank AMEX is like a credit card which it have credit limit, minimum payment available, balance transfer etc.
Maybank Account Holder, By using M2U, it is convenient as it will link your credit cards to your M2U and it simplifies your bill payment, one-stop bill statement etc.
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Dear all pro, please correct me if I am wrong.
In Malaysia,
American Express (Amex) is managed by Malayan Banking Berhad (Maybank). That's why if you go through their offer and benefits its all about the same, I am referring to equivalent status of Credit Card.