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 Recommendation for Credit Cards V2, Please post according to Format stated.

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skyssz
post Aug 18 2014, 11:04 PM

New Member
*
Junior Member
32 posts

Joined: Jun 2007
1. Annual Income: RM36000

2. Free Lifetime Annual Fee: A Must

3. Card required for: Mainly for petrol, cash back or points

4. Existing credit cards if any: Citibank Clear

5. Looking at CC from: Others than UOB ONE

6. Others: Nil

Thank you so much !!!
victorywp
post Aug 18 2014, 11:50 PM

V.I.P
********
All Stars
11,740 posts

Joined: Oct 2013
From: Her Heart



QUOTE(skyssz @ Aug 18 2014, 11:04 PM)
1. Annual Income: RM36000

2. Free Lifetime Annual Fee: A Must

3. Card required for: Mainly for petrol, cash back or points

4. Existing credit cards if any: Citibank Clear

5. Looking at CC from: Others than UOB ONE

6. Others: Nil

Thank you so much !!!
*
hlb wise, cimb petronas, mbb2cards...

how's your petrol usage in a month?
fly126
post Aug 19 2014, 12:07 AM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012



QUOTE(skyssz @ Aug 18 2014, 11:04 PM)
1. Annual Income: RM36000

2. Free Lifetime Annual Fee: A Must

3. Card required for: Mainly for petrol, cash back or points

4. Existing credit cards if any: Citibank Clear

5. Looking at CC from: Others than UOB ONE

6. Others: Nil

Thank you so much !!!
*
HLB Wise - 10% Rebates with 10X Retail Transactions (min. RM50 per transaction) & Capped RM100 Cash Back/Month with NO Annual Fee Waiver (RM160/ RM300)
https://forum.lowyat.net/topic/3156131
Lifetime Fee Waiver Card,
Maybank 2Cards https://forum.lowyat.net/index.php?showtopi...post&p=68551797
OR
CIMB Cash Rebate MasterCard- 5% Cash Rebate on e-Commerce(online spend), 2% Cash Rebate on Petrol & Groceries http://www.cimbbank.com.my/creditcard/atta...RebateMCFin.pdf

one punch man
post Aug 20 2014, 03:28 PM

Getting Started
**
Junior Member
234 posts

Joined: May 2013


1. Annual Income: RM60k

2. Free Lifetime Annual Fee: no but at least the cash rebate/points can offset the anuall fee substantially

3. Card required for: Cash back or points equivalent to cash back for usage on weekdays and retails.

4. Existing credit cards if any: MBB 2card, HLB Wise, CIMB plat cash rebate

5. Looking at CC from: Any bank

6. Others: already have WISE for = petrol and utilities only, MBB AMEX = any place that accept it and on weekend, CIMB Cash = rarely used coz the ecommerce mcc is troublesome.
all cards hit rebate capping every month.

so im looking for another cards to be used on weekdays and where amex cannot be used.
thanks
notworthy.gif

This post has been edited by one punch man: Aug 20 2014, 03:30 PM
Devil4life
post Aug 20 2014, 04:11 PM

Enthusiast
*****
Senior Member
986 posts

Joined: Sep 2011
QUOTE(one punch man @ Aug 20 2014, 03:28 PM)
1. Annual Income: RM60k

2. Free Lifetime Annual Fee: no but at least the cash rebate/points can offset the anuall fee substantially

3. Card required for: Cash back or points equivalent to cash back for usage on weekdays and retails.

4. Existing credit cards if any: MBB 2card, HLB Wise, CIMB plat cash rebate

5. Looking at CC from: Any bank

6. Others: already have WISE for = petrol and utilities only, MBB AMEX = any place that accept it and on weekend, CIMB Cash = rarely used coz the ecommerce mcc is troublesome.
all cards hit rebate capping every month.

so im looking for another cards to be used on weekdays and where amex cannot be used.
thanks
notworthy.gif
*
AEON Watami Card
one punch man
post Aug 20 2014, 09:57 PM

Getting Started
**
Junior Member
234 posts

Joined: May 2013


QUOTE(Devil4life @ Aug 20 2014, 04:11 PM)
AEON Watami Card
*

aeon rejected my application twice huhu
any other card?
anyone familiar with citibank? saw they have promo rm300 rebate for new visa card application
fly126
post Aug 20 2014, 10:35 PM

Lousy One
*******
Senior Member
4,404 posts

Joined: Jun 2012



QUOTE(one punch man @ Aug 20 2014, 03:28 PM)
1. Annual Income: RM60k

2. Free Lifetime Annual Fee: no but at least the cash rebate/points can offset the anuall fee substantially

3. Card required for: Cash back or points equivalent to cash back for usage on weekdays and retails.

4. Existing credit cards if any: MBB 2card, HLB Wise, CIMB plat cash rebate

5. Looking at CC from: Any bank

6. Others: already have WISE for = petrol and utilities only, MBB AMEX = any place that accept it and on weekend, CIMB Cash = rarely used coz the ecommerce mcc is troublesome.
all cards hit rebate capping every month.

so im looking for another cards to be used on weekdays and where amex cannot be used.
thanks
notworthy.gif
*
How About Citibank Visa Cash Back Platinum...??? hmm.gif
Up to 5% Cash Back on Petrol... thumbup.gif
https://forum.lowyat.net/index.php?showtopi...post&p=67010433
OR Citibank Rewards Platinum (5X Rewards Points) http://www.citibank.com.my/english/credit-...rdsplat/faq.htm
QUOTE
...anyone familiar with citibank? saw they have promo rm300 rebate for new visa card application...

Citibank (Online Apps)Credit Card Campaign RM250+RM50 Cash-Back
https://www.citibank.com.my/english/forms/i...CCACBENHOMEHB02
T&Cs: https://www.citibank.com.my/english/forms/i...ck-Campaign.pdf

This post has been edited by fly126: Aug 20 2014, 11:10 PM
blaze91
post Aug 21 2014, 11:21 AM

Regular
******
Senior Member
1,009 posts

Joined: Oct 2011


1. Annual Income: RM28 to RM30K

2. Free Lifetime Annual Fee: No

3. Card required for: Petrol, Cinema, General Purpose, points

4. Existing credit cards if any: NIL

5. Looking at CC from: NIL

This post has been edited by blaze91: Aug 21 2014, 11:23 AM
seng83
post Aug 21 2014, 06:20 PM

New Member
*
Junior Member
15 posts

Joined: Aug 2006
1. Annual Income: RM100k

2. Free Lifetime Annual Fee: if possible

3. Card required for: ez payment (mainly) , cash back

4. Existing credit cards if any: HSBC amanah platinum , HSBC amanah visa , UOB Vox Card

5. Looking at CC from: NIL

Thanks !

DarReNz
post Aug 21 2014, 06:47 PM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007


QUOTE(seng83 @ Aug 21 2014, 06:20 PM)
1. Annual Income: RM100k

2. Free Lifetime Annual Fee: if possible

3. Card required for: ez payment (mainly) , cash back

4. Existing credit cards if any: HSBC amanah platinum , HSBC amanah visa , UOB Vox Card

5. Looking at CC from: NIL

Thanks !
*
public bank or maybank visa signature/2 cards



This post has been edited by DarReNz: Aug 21 2014, 06:48 PM
victorywp
post Aug 21 2014, 09:03 PM

V.I.P
********
All Stars
11,740 posts

Joined: Oct 2013
From: Her Heart



QUOTE(blaze91 @ Aug 21 2014, 11:21 AM)
1. Annual Income: RM28 to RM30K

2. Free Lifetime Annual Fee: No

3. Card required for: Petrol, Cinema, General Purpose, points

4. Existing credit cards if any: NIL

5. Looking at CC from: NIL
*
mbb2cards
SUSjdgobio
post Aug 22 2014, 07:16 PM

Regular
******
Senior Member
1,010 posts

Joined: Jan 2011
1. Annual Income: RM200K

2. Free Lifetime Annual Fee: Preferably but if rebates can comfortably off-set fee should be ok

3. Card required for: Petrol, Groceries, Dining, Utilities

4. Existing credit cards if any: Citibank Platinum (no rebates) & OCBC Titanium

5. Looking at CC from: No preference but want the best rebates possible

Thanks.
DarReNz
post Aug 22 2014, 07:56 PM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007


QUOTE(jdgobio @ Aug 22 2014, 07:16 PM)
1. Annual Income: RM200K

2. Free Lifetime Annual Fee: Preferably but if rebates can comfortably off-set fee should be ok

3. Card required for: Petrol, Groceries, Dining, Utilities

4. Existing credit cards if any: Citibank Platinum (no rebates) & OCBC Titanium

5. Looking at CC from: No preference but want the best rebates possible

Thanks.
*
maybank/public bank visa signature and hlb wise(best rebates) but with 10 min rm50 transaction
victorywp
post Aug 23 2014, 08:19 AM

V.I.P
********
All Stars
11,740 posts

Joined: Oct 2013
From: Her Heart



QUOTE(jdgobio @ Aug 22 2014, 07:16 PM)
1. Annual Income: RM200K

2. Free Lifetime Annual Fee: Preferably but if rebates can comfortably off-set fee should be ok

3. Card required for: Petrol, Groceries, Dining, Utilities

4. Existing credit cards if any: Citibank Platinum (no rebates) & OCBC Titanium

5. Looking at CC from: No preference but want the best rebates possible

Thanks.
*
1) pbb visa signature 6% cb covers your groceries and dining
2) hlb wise 10% cb covers your petrol and utilities (t&c applies)
kopiPeng
post Aug 26 2014, 02:44 PM

★ Xiaomi VIP ★
*******
Senior Member
2,548 posts

Joined: Aug 2008
1. Annual Income: RM30k+

2. Free Lifetime Annual Fee: Yes
3. Card required for: Petrol, Utilities, Dining & Groceries.Mainly is use for Petrol. Topup Touch&Go.

4. Existing credit cards if any: None

5. Looking at CC from: UOB One Card because i pump BHP, or any better suggestion?

6. Others: Nil

Please suggest me a CC that is good in term of Cash Back for Petrol. nod.gif

This post has been edited by kopiPeng: Aug 26 2014, 02:45 PM
ismaia
post Aug 26 2014, 06:27 PM

New Member
*
Newbie
1 posts

Joined: May 2007
1. Annual Income: Above RM170K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Travel, Petrol, Insurance, Overseas Transactions, Free Lounge Access

4. Existing credit cards if any: Maybank Visa Gold

5. Looking at CC from: Any

6. Others:
DarReNz
post Aug 26 2014, 09:47 PM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007


QUOTE(kopiPeng @ Aug 26 2014, 02:44 PM)
1. Annual Income: RM30k+

2. Free Lifetime Annual Fee: Yes
3. Card required for: Petrol, Utilities, Dining & Groceries.Mainly is use for Petrol. Topup Touch&Go.

4. Existing credit cards if any: None

5. Looking at CC from: UOB One Card because i pump BHP, or any better suggestion?

6. Others: Nil

Please suggest me a CC that is good in term of Cash Back for Petrol.  nod.gif
*
hlb wise, mbb2 cards, aeon watami
DarReNz
post Aug 26 2014, 09:49 PM

Look at all my stars!!
*******
Senior Member
7,496 posts

Joined: Feb 2007


QUOTE(ismaia @ Aug 26 2014, 06:27 PM)
1. Annual Income: Above RM170K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Travel, Petrol, Insurance,  Overseas Transactions, Free Lounge Access

4. Existing credit cards if any: Maybank Visa Gold

5. Looking at CC from: Any

6. Others:
*
mbb visa signature, new aeon cc/watami

This post has been edited by DarReNz: Aug 27 2014, 12:17 AM
victorywp
post Aug 26 2014, 10:38 PM

V.I.P
********
All Stars
11,740 posts

Joined: Oct 2013
From: Her Heart



QUOTE(ismaia @ Aug 26 2014, 06:27 PM)
1. Annual Income: Above RM170K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Travel, Petrol, Insurance,  Overseas Transactions, Free Lounge Access

4. Existing credit cards if any: Maybank Visa Gold

5. Looking at CC from: Any

6. Others:
*
1) mbb vs for your travel/petrol/overseas transactions/free ppl
2) aeon watami for your insurance
darthsaverstrikes
post Aug 27 2014, 04:19 PM

New Member
*
Junior Member
49 posts

Joined: Apr 2014
QUOTE(fly126 @ Aug 20 2014, 10:35 PM)
How About Citibank  Visa Cash Back Platinum...??? hmm.gif
Up to 5% Cash Back on Petrol... thumbup.gif
https://forum.lowyat.net/index.php?showtopi...post&p=67010433
OR Citibank Rewards Platinum (5X Rewards Points) http://www.citibank.com.my/english/credit-...rdsplat/faq.htm

Citibank (Online Apps)Credit Card Campaign RM250+RM50 Cash-Back
https://www.citibank.com.my/english/forms/i...CCACBENHOMEHB02
T&Cs: https://www.citibank.com.my/english/forms/i...ck-Campaign.pdf
*
Just FYI, another offer as well with ringgitplus where apply for any citibank credit card and get rm30 free credit via SMS! dam fast.

https://ringgitplus.com/en/ - top left offer

This post has been edited by darthsaverstrikes: Aug 27 2014, 04:19 PM

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