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 Property Investment Strategy, tricks n magic

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praceo_francium
post Oct 12 2013, 04:20 PM

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here is my thought and plan.

i am a final yr med student n yet still dont have any property in my hand. right now, my only choice to invest is ASB loan as it not require any work to maintain it. but right after my grad i will look for a house to start in this game. but i hear from somewhere they said ASB will affect our ccris. should i terminate it for capital or just continue paying it. bcoz my early target for ASB loan is to get a cash of 1Mil approx after 25 years. not in a liquid form (properties).

i know real estate will give more reward if we do it long term. i think fresh doctor dont have enough time to enter this game right after grad. at same time the house price keep rising. so what u all suggest?
praceo_francium
post Oct 12 2013, 04:58 PM

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sounds like robert kiyosaki style by entering crude oil inv. great suggestion there. but i still wanna enter real estate inv in the mean time (during works day) is that possible? still working out on how the way i should approach my financial management sweat.gif
praceo_francium
post Oct 12 2013, 05:39 PM

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QUOTE(escargo75 @ Oct 12 2013, 06:02 PM)
Locking period for crude oil investment is 2 years slightly shorter than real estate investment and lower entry cost at $5k.
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oh i see. is there any oil investment thread here?. i just start to like this kind investment too. but anyone still open for suggestion icon_rolleyes.gif

This post has been edited by praceo_francium: Oct 12 2013, 08:45 PM
praceo_francium
post Oct 13 2013, 03:51 AM

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QUOTE(FortuneClub @ Oct 13 2013, 02:54 AM)
If your income is ok, ccriss is leng why not go and pay one booking on one too  icon_rolleyes.gif
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thumbup.gif

This post has been edited by praceo_francium: Oct 13 2013, 03:54 AM
praceo_francium
post Oct 13 2013, 04:01 AM

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QUOTE(Sikit2JadiBukit @ Oct 13 2013, 04:51 AM)
how old are you?
did you factor in inflation, income tax, & investment risk?

-rm10k will b smaller value in time
-inv income is taxable rm10k is the highest brackey
-12% now could b negative income in bad time
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i agree with you too. since im new in all these thing, the thread that he suggesting (CAG) seems a lit bit not appealing to my interest. but, today i will try to study crude oil market 1st. how is the share. if u have any info i am very pleased to read rclxm9.gif
praceo_francium
post Oct 13 2013, 04:22 AM

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QUOTE(Sikit2JadiBukit @ Oct 13 2013, 05:13 AM)
i am open to explore any proper inv that is not scam not mlm.

but no joke in decision on retirement. i won't dare retire even IF i hit rm5m jackpot.

+-rm10m can consider as we can have rental income & cash buffer.
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what ur current profile in investment? any tips? share lorh biggrin.gif
praceo_francium
post Oct 18 2013, 06:30 AM

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can housing bubble affect newbie investor? i dont really understand how can low interest rate for housing loan early 2009 can cause this bubble to happen (speculation from some guru). i guess when bubble occur there will be increase in interest rate for the loan. house price decrease with increase loan rate. is that a good thing or just BBB now bcoz low interest? (wondering if my question is correct or not) rclxub.gif

 

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