Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 Property Investment Strategy, tricks n magic

views
     
icemanfx
post Dec 26 2016, 01:09 PM

20k VIP Club
*********
All Stars
21,456 posts

Joined: Jul 2012


QUOTE(SKY 1809 @ Dec 26 2016, 12:48 PM)
Property investment can be planned as a hedging tool since Cash i.e rm depreciated 45% over last few years..and soon inflation would catch up ...

Then comes the time when people are really panic of holding too much " toilet papers"  aka CASH ..then property  investment becomes Safe again.

Inflation of up to 500% do happen in some parts of the world now..just google for it..

if inflation is  500%  ..holding  cash or property , which one is better  hmm.gif
*
If inflation rate is elevated e.g 500%, property is one least desirable investment.

icemanfx
post Dec 26 2016, 02:18 PM

20k VIP Club
*********
All Stars
21,456 posts

Joined: Jul 2012


QUOTE(SKY 1809 @ Dec 26 2016, 01:16 PM)
depend on yr gearing lah ..if  yr  flexi loan is  500K ..with inflation at 500%..u owe less , if u have a Plan B ..............

Brother,,,depend on how good u plan for...if not u  just plan to fail...
*
Bank loan interest rate track inflation rate, loan interest rate will rise with inflation. Unless income could rise inline or faster than inflation rate, many borrowers will be in default. Almost any fixed assets include property could hedge against inflation provided is fully paid off.

Buying property or any assets with borrowing to hedge against inflation is like walking into a lion den.

icemanfx
post Dec 26 2016, 02:32 PM

20k VIP Club
*********
All Stars
21,456 posts

Joined: Jul 2012


QUOTE(SKY 1809 @ Dec 26 2016, 02:22 PM)
How do u know what is exactly  the " Plan B" .I mentioned earlier ..and. executed  ? and money dumped back to a flexi loan ?

Flexi Loan with a zero balance makes the asset  "a fully paid asset " , yes or no ?
*
With households debt at elevated level and 3% of adults have over us$100k net worth, how many borrowers could have zero balance at flexible loan?

icemanfx
post Dec 26 2016, 02:46 PM

20k VIP Club
*********
All Stars
21,456 posts

Joined: Jul 2012


QUOTE(SKY 1809 @ Dec 26 2016, 02:38 PM)
U must have a plan, or else u plan to fail lah.........not my job to worry about others..
*
Historically e.g 1997 AFC, 2000 dotcom bubble, 2006 subprime, 2012 gold, etc, following the herd is a plan to fail.

This post has been edited by icemanfx: Dec 26 2016, 02:56 PM
icemanfx
post Dec 26 2016, 03:03 PM

20k VIP Club
*********
All Stars
21,456 posts

Joined: Jul 2012


QUOTE(SKY 1809 @ Dec 26 2016, 02:57 PM)
U become what  are U ..by reading unlimited edition of failure stories 24/7....u become a part of  the "failure " herd..

Yr choice, but not mine...
*
It is a no wonder, why only 3% of adults in the kangkong land have over us$100k net worth and the rich is getting richer.

Few people become rich by investment but those selling investment e.g developers, investment bankers, unit trust management, etc are richer every year.

Like Ponzi scheme, those selling investment will allow the early entrance to make profit to attract the herd.


This post has been edited by icemanfx: Dec 26 2016, 03:12 PM
icemanfx
post Dec 26 2016, 03:20 PM

20k VIP Club
*********
All Stars
21,456 posts

Joined: Jul 2012


QUOTE(SKY 1809 @ Dec 26 2016, 03:13 PM)
It is world wide sister , according to Rule of 80/20...

About 80% of the world population is less successful...and they usually follow a herb behavior " Sure to fail, no way to  success  "...noise group

Many " failure"  statements u make so far may qualify u as being  part of this group of HERB  behavior .....
*
According to the same wealth report, 8% of worldwide adults have over us$100k net worth.

Those joined Ponzi scheme are blinded by greed. Pitfalls are for those who are unaware of its existence.

icemanfx
post Dec 26 2016, 04:13 PM

20k VIP Club
*********
All Stars
21,456 posts

Joined: Jul 2012


QUOTE(aspartame @ Dec 26 2016, 04:02 PM)
Should be a hedge right? Don't tell me price of everything go up 500%, property never go up meh?
*
QUOTE(icemanfx @ Dec 26 2016, 02:18 PM)
Bank loan interest rate track inflation rate, loan interest rate will rise with inflation. Unless income could rise inline or faster than inflation rate, many borrowers will be in default. Almost any fixed assets include property could hedge against inflation provided is fully paid off.

Buying property or any assets with borrowing to hedge against inflation is like walking into a lion den.
*
This post has been edited by icemanfx: Dec 26 2016, 04:46 PM
icemanfx
post Dec 26 2016, 10:15 PM

20k VIP Club
*********
All Stars
21,456 posts

Joined: Jul 2012


QUOTE(aspartame @ Dec 26 2016, 05:41 PM)
Reverse the roles. You lend people money at interest rate less than 500% inflation rate, ok for you? If ok, next time I borrow from you during 500% inflation.
*
When inflation is at 500%, how much will be loan interest rate? How many borrower could sustain at this rate?


 

Change to:
| Lo-Fi Version
0.0276sec    0.43    7 queries    GZIP Disabled
Time is now: 5th December 2025 - 11:26 PM