not exactly man, shouldn't have purchase the prop last year, the expected completion time is 4 years or 2020 as SNP only signed mid this year, which is way too long 

20% net profits, calculated by "what formula" ya?
Cash parking inside financial vehicles is okay la, that's also cash depends on liquidity. Unlike property, very very very illiquid. Unless those money park inside flexi mortgage to offset interest.

If inflation rate is elevated e.g 500%, property is one least desirable investment.

Don't want liao, BAT also can die hard. Better goreng penny stocks, (for my appetite la).
Like Argentina, valuable becomes valueless and then bankruptcy.
How to overcome this? Ayam got exit plan liao lo, training football skill at least as good as tevez and go to play in China League. Would be richer than any property taigor.

Don't want liao, BAT also can die hard. Better goreng penny stocks, (for my appetite la).
Like Argentina, valuable becomes valueless and then bankruptcy.
How to overcome this? Ayam got exit plan liao lo, training football skill at least as good as tevez and go to play in China League. Would be richer than any property taigor.

Would've done better just holding on to them for longer. Seems like a lot of trouble to me, this strategy is like trading stocks. Except there are many other transaction costs to go through and not worth the hassle.

I bought my first prop at 24, 2nd at 25....just sold first one 6 months ago after holding for 6 years for gain of about 70% ROI not including any rental returns. 2nd one still holding since rental is good and area has potential.

Are you completely in the property game? If so, then your strategy is good but try to diversify a bit...property is not always up as you can see these days. They say 'diversifying is for ppl who don't know what they're doing' which is true to an extent....so its best to be good at at least 2 investment vehicles. Commodities? Stocks? Whichever you're more comfortable with. I stick to property as my medium/long term investments (5y holding period at least), commodities also medium/long term (physical silver bars, gold trading long term strategy) and 3-4 European/American stocks on my watchlist.

I feel putting everything into property is heading for a big problem sometime in the future, you never know when property is no longer a viable option. Especially with how developers are just building building building all over any free space, since the governments are getting a nice commission out of everything they dont give a damn about oversupply.

Bank loan interest rate track inflation rate, loan interest rate will rise with inflation. Unless income could rise inline or faster than inflation rate, many borrowers will be in default. Almost any fixed assets include property could hedge against inflation provided is fully paid off.

Buying property or any assets with borrowing to hedge against inflation is like walking into a lion den.

With households debt at elevated level and 3% of adults have over us$100k net worth, how many borrowers could have zero balance at flexible loan?

Historically e.g 1997 AFC, 2000 dotcom bubble, 2006 subprime, etc, following the herd is a plan to fail.

It is a no wonder, why only 3% of adults in the kangkong land have over us$100k net worth and the rich is getting richer.

It is a no wonder, why only 3% of adults in the kangkong land have over us$100k net worth and the rich is getting richer.

Few people become rich by investment but those selling investment e.g developers, investment bankers, unit trust management, etc are richer every year.

Like Ponzi scheme, those selling investment will allow the early entrance to make profit to attract the herd.