[quote=conqu3ror,Sep 19 2013, 11:32 AM]
Who gonna paid for your medical fees???With the rising cost of living due to GST, your medical cost will just follow to go up!!
Have you prepare enough in case of any emergency need for medical?? Please don't forget there is a deposit before admission to hospital.[attachmentid=4429157][attachmentid=4429181][attachmentid=4429176]
ALLIANZ Medical Card- We take care of your hospital bills for your family members...[size=7]
With Allianz the protection starts from as low as RM 150 monthly**ALLIANZ Medical Card with
No Lifetime Limit and
High Annual Limit up to RM1.8mil with affordable premium. The Benefit are as:
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No Overall Lifetime limit-
Overall Annual limit up to RM1.8mil-
No Co-Insurance and no deductible-
Guaranteed Renewal Coverage up to 91 years old with no additional cost-
High entry age of up to 70 years old-
Out-patient benefits for emergency treatment of accidents, cancer as well as kidney dialysis. (As Charge, No lifetime limit)-
Refund of unutilized Room and Board entitlement upon hospitalisation
-
No claim reward for increase of R&B-
Outpatient Dengue and Enteric (Typhoid) Fever Treatment Claim -
Second Medical Opinion - comprehensive benefit ranging from reimbursement for specific pre and post hospitalisation treatments to home nursing care and ambulance fees
- Hassle-free hospital admission and discharge from Our approved network of hospitals with your Medical Card
(up to 42 Panel Hospitas in KL-Selangor)And etc..
**PowerLink product comes with :Premium Medical Card
Life Insurance
Health Cover- 36 Critical Illness
Prime Care- Early Critical Illness
Payor Cover (Premium Wavier)
Personal Accident
Investment Link / Returns / Savings
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What is Allianz?http://en.wikipedia.org/wiki/Allianz» Click to show Spoiler - click again to hide... «
Allianz SE is a German multinational financial services company headquartered in Munich. Its core business and focus is insurance.
As of 2014, it is the world's largest insurance company, the largest financial services group and the largest company according to a composite measure by Forbes magazine, as well as the largest financial services company when measured by 2013 revenue.
Its Allianz Global Investors division ranks as a top-five global active investment manager, having €1,933 billion of assets under management (AuM), of which €1,408 billion are third-party assets (as of 2015-03-31), with specialized asset managers including PIMCO (bonds), RCM (equities) and Degi (real estate).
Allianz AG was founded in Berlin on 5 February 1890 by then director of the Munich Reinsurance Company Carl von Thieme (a native of Erfurt, whose father was the director of Thuringia) and Wilhelm von Finck (co-owner of the Merck Finck & Co bank). The joint company was listed in Berlin's trade register under the name Allianz Versicherungs-Aktiengesellschaft. The first Allianz products were marine and accident policies first sold only in Germany, however in 1893 Allianz opened its first international branch office in London. It distributed marine insurance coverage to German clientele looking for coverage abroad.
Allianz provided naming rights for the Allianz Arena, a football stadium in the north of Munich, Germany. The two professional Munich football clubs Bayern Munich and TSV 1860 München have played their home games at Allianz Arena since the start of the 2005–06 season. Other stadiums owned by Allianz include the Allianz Parque soccer stadium in Sao Paulo, Brazil, the Allianz Riviera soccer stadium in Nice, France, the Allianz Park rugby stadium in London, UK, and the Allianz Stadion, the new home of Rapid Vienna, a club from the Austrian Football Bundesliga.
The company has also been the sponsor of others sports, including the Women’s British Open (golf), Allianz Open de Lyon (golf), Allianz Championship (golf), Allianz Golf Open du Grand Toulouse (golf), Allianz Suisse Open Gstaad (tennis), Allianz Cup (tennis), Allianz Championship (golf), La Liga (football) and FINA Swimming World Cup (swimming) events. The National Football League of Ireland is named the Allianz National Football League for its sponsorship.
What is Powerlink (Investment Linked Plan)» Click to show Spoiler - click again to hide... «
PowerLink gives you the flexibility you want for your coverage:
Comprehensive all-in-one insurance coverage
Comes with a personalized investment account for your potential investment returns
It’s easy and convenient to add extra coverage at anytime, to cover your changing needs and budgets.
You do not need to go through hassle of buying a new policy for these additional coverage. Just add on what you need to your existing policy.
Why Investment Linked Plan?
1. Transparency – Unlike the traditional policy such as whole life or endowment plan, an investment-linked policy reveals all your premium allocation clearly. This is what I call transparent policy – you can actually understand and see where your premium is used. Policy holder will receive a periodic statement that clearly and precisely lists all the premium allocation, relevant insurance charges, investment value and fund unit price. Insurer will get the investment-linked fund performance report annually.
2. Low insurance charges - For fresh graduates, age around 21-30, it is normal for them to seek their first insurance agent and also the first insurance policy. When you are young, insurance charges are very cheap. Investment-linked policy calculates the insurance charges based on your age. They use a mortality table and clearly provide the insurance charges table in the policy. This means you can purchase high coverage with low premium when you are still young. Sometimes, the premium is even lower than a term policy.
3. Flexibility – Once you get older, promoted, married, have kids, your protection needs eventually increase. When you retire, your kids are independent, your protection needs eventually decrease. Looking at this circumstances, investment-linked policy provides the flexibility to increase or reduce the premium, include or exclude certain coverage rider, supplementary benefits and sum assured. Put it simple, you can modify this policy whenever and however you want it to be.
4. Integrated better health card - it provide better hospitalization and surgical benefits only for investment-linked policy holder. A standalone card which is higher in premium and normally comes with co-insurance payment
Con man