Hi! Can I have some insight on the medical card?

Male,
Age 28
Non smoker
Occupation: engineer

Hi I had PMed you.

Regards

hi,
please pm quotation for medical card
Male,
Age 34
Non smoker
Occupation: own business

Female
Age 65
Non smoker
Occupation: retired

thanks

Hi potachan,

I had PMed you.

hi,
I'm interested in MediSafe Infinite; R&B 400
please pm quotation for medical card

Male,
Age 36
Smoker
Occupation: IT project manager

Thanks for interest with Allianz

I had PMed you.

Hi,

I am interested, pls PM me,

Female, 38, non smoker, housewife

Male 39, non smoker, own business

Thanks.

PM me details

pm me pls

Hi All,

I had PMed you.

Regards

PM your contact number for me. Wanted to know more on Allianz insurance and medical card

You got PM.

Thanks

Hi,

Interested with medical plan 150. Kindly Pm the detail.

Female, 26, non smoker, engineer

Male 27, non smoker, engineer

Thanks.

Hi Thanks for interest with Allianz.

I had PMed you.

Regards

Hi Guys,

I'm 31 and finally I decided to get a medical card/ insurance.

My medical condition as of today:

1. Ankle ligament torn (due to sports). Happened last year.
- 1st doc suggested surgery. I consulted 2 more doctors in another hospital. 2nd and 3rd doc said I can carry on without surgery as long it doesn't stop me from my daily activities. So after 2 months of rehab session I ruled out surgery and I feel normal.

2. Fatty liver (health screening report September 2015).

Are the above serious medical issues for the insurer? I don't want to hide my medical history because I know few years down the road it may cause me problem when if something related to the above strikes.


What I need?

Any medical insurance/ card that offers coverage without extra loading/ exclusion for the abovementioned condition. Are there any?

I welcome feedback from agents who have handled the above condition and I'm willing to buy from you. I have met a few agents before. They are unsure whether the above case can go without extra loading/ exclusion.

So please shed your opinion if you have come across similar case. Presumptions/ speculations will not help me.

Otherwise what I have in mind is apply to a few companies simultaneously (of course declare the history). Select the one which offers me without extra loading/ exclusion and cancel the other policies within the 15 days cooling period.


Is this a practical way forward?

Hi RotiBakar,

Great to see your sincerity in disclosing your current health condition. Before we can affirm you the underwriting decision, Pls answer the following questions:

1. We need doctor report to confirm you have fully recover from your ankle injury.

2. Show us how serious of your fatty liver level, provide us the 2015 screen test result overall.

3. What is your height (cm) and weight (kg)?

4. What is your occupation?

5. Any other hospitalization before or illness or injury beside above mentioned?

6. Any hospitalization before or any illnesses or injury beside the above mentioned illnesses?

I very sorry to heard what you are facing.

Indeed as we only able to provide consultation and assistance. The final call are make by underwriter and management.

Yes, the only way is to attempt apply the insurance policy and hopefully the company willing to accept with minimum loading or exclusion. Some insurance company are more linear and accept your case.

Hope all our friends and family understand the importance of Health Insurance before it is too late.

Take care and hope you fully recover soon.

please quote me a life insurance with medical card for

56 female
non smoker
housewife

Hi

I had PMed you.

Thanks

25
Non-smoker
Female
Office worker

Please PM me your quote for medisafe infinite. Include minimum SA (~50k or lower) for life + CI + PA. thanks.