Versys 650

under 40k

a light dual purpose bike

650cc engine with 70hp on tap

accelerates from 0 to 60 in less than 5 sec

plenty of low end torque for city riding

twin cylinder - cheap maintenance

high clearance for go anywhere. go over potholes, road kerbs, or even light off-roading

Versys 650 is about rm 38k, on-the-road price inclusive of registration and road tax

cash or installment, price is not much difference, since the financing is up to you. if u use personal loan, then you will pay cash to the shop. if you use hire purchase, then it depends on the interest rate set by the bank