5% CAPITAL GAIN.. only if sell. If not, only VIEW 5% GAIN.
Best is to find ways to increase DIVIDEND so, money can grow faster.

just keep for the DIVIDEND. slowly but surely.
Anyway, the main objective in collecting REITS is for the dividend
Unless its a big amount and you want to cost in OPPORTUNITY COST...

Is it better to elect RE-INVESTMENT or to collect cash?
whats the pros and cons.
Previously I have elected the re-investment.. and now have ODD LOTS.

What other benefits of electing re-investment.
I know that the units we obtain is cheaper than buying from market.

Start collecting? that will increase the dividends received right?

my REITS on negative now are:
IGB REITS; PAVILION REITS; amfirst; UOA reit; SUNREIT ....

Actually, i hv all reits except KLCC.... collected slowly since years ago...DIVERSIFICATION.

Actually, REITS is only part of my portfolio. Collected from years ago.. and did not really look at the dividend yields until lately. Also hv cigg, carlsberg, gab, banks, consumers, prop even PANANMY FROM a decade ago.. and lots of LOST and LOSING money shares egg SAAG, ...
I even got real estate collecting rental, gold pass book..unit trust, even INSURANCE SAVING PLANS... dabble into FOREX once.. but too time consuming, hence I do keep some foreign FD, even local FD's.

So, that is my idea of diversification. Also IPOs... but I do not keep these, its only for short term. Except MAXIS, still having. but sold some with intention to buy DIGI..to diversify the TELCO PORTFOLIO.

this year DEC quite free, maybe will sit down and evaluate again my SHARES PORFOLIO... sometimes get unexpected gain . EG: P.I.E been keeping for years for the good dividend, but suddenly few months from RM 4.00 it goes up to RM 6.. nearly touch RM 7.00....

so, continue keeping or TAKE PROFIT? The most difficult decision staring into SHARE MARKET is, do we sell when the price go up or do we keep buying when the price goes down.

I tried setting a disipline cut loss at 20% ... but then, not easy to bypass our OWN EMOTIONAL MIND. with the hope that it will rebound.

No la.. Coz i am old lady mah... also have paid lots of TUITION FEES over the years...
Insurance savings scheme... well, i am firm believer in "SLOWLY BUT SURELY" .. like EPF
is the foundation of most retirees as money goes in cannot come out.

1/5 of wealth is in INSURANCE COMPANIES... now slowly liquidating out the investment link policies as
it is finally making some money.

however, all the ENDOWMENT policies, I still continue for OLD AGE. I agree total ripped off, as of today, all endowment policies even after 10 years is still negative. So, i have to wait till maturity.
Endowment/Saving policies, investment for lazy me lor.. last time, i dun do research, Seller says GOOD, then buy lor...
Now stuck with it, just keep and continue pumping in money...

ooops.. sorry. just saw this.

Y THE sudden increase?

wah... AGM also u attend.

This is new.... to be buying stocks based on good meal???
Maybe companies should adopt this strategy to attract investors....

wah.. been away for few days.. today see AXREIT drop to below RM 3.00? time to collect?

Savings is much easier when one is single.. My kids exhaust most of my MONEY....

E.M.O... by the time Axreit drop to 2.90.. then we will be wondering, should catch a "falling star" OR NOT...

SMART to take cash divvy. I opted for DRP for Axreit first round and ended with odd units.
Now, i just continue with the DRP to reach the round figure.
and not to mention, now that Axreit price drop.. it's PAPER LOSS... from dividend.

i earlier key in on standby.. 2.40 till today not reached..

err.. now only i see. I key in last year.. did not bother check as was on holidy.
Now see "order declined" as too low. Now JUPITER mah fan.. can only key in
min spread.

i missed... key in to sell 1.50.. not done to date.

mine done at 2.80.. key-in in weeks ago.. and yesterday done . Even CMMT done at 1.38...