In my opinion, Malaysia sentiment and German sentiment is totally different.

Some of the city citizen still value property over nice cars, but many of the Kampung citizen sell inheritance land for a car.

If you are burdened by house mortgage, it just mean that you:

1. Buy the house at unaffordable price
2. Location does not suit your job range. I have an uncle who his wife is not working but rents in KV, which is owned by my father. Every month excuse for paying rent, until 2k++ 'tertunggak'. Maybe they are more suited at Kampung which has lower living cost.

Just to spice things up, if you are renting, it mean you are helping the house owner to own an asset, or maybe even giving him a positive cashflow. Or better yet, you might be his portfolio for him to buy a new Vios