although parents pay for down payments,children also will very pain for the commence instalment.

Well, true, most cases parents pay down payment for the kid to get a property.
But, I guess not all would want that. Same case for me.

I didn't want any financial assistance from my family. Insisting on getting it on my own. Even if it ain't easy, it makes us appreciate things better

I agree with the regrets but for some people, but if you're really inside the property investment game you'll know how you can make money in down or up market just like robert kiyosaki said. It's not there's no good deals out there it's just most people haven't look though enough deals and made early conclusion.