I'm also a gen Y. Going to get my 1st property sharing with my bf this year.

I'm proud of my bf, he's a gen Y too, purchased his 1st landed when he was 25. When he got enough savings (+EPF), we spent around 180K renovating the house, so that we have a cozy place to stay now.

Luckily I didn't push him too hard to change a nicer car instead of investing in house last time.

Will invest more in property if we still can afford in the future as we witnessed how the property value grows in the past few years!

Thanks! We cut down expenses on travelling except Asian countries and stop buying branded stuffs as gifts. lol
Just need to tolerate for 2-3 years and we can plan for something else now. eg: buying 2nd house, change a better car, traveling to somewhere out of Asia..

Funding your retirement with rental income? This scenario always appear in my dream! lol