Seems like the advance payment is not refundable
The only choice is to use the plan for a few months, wait till they use your advance payment to pay off the first few months bill (like rebates style), then only terminate the plan. (Means you don't need to pay for the few months, you already paid it as advance payment)

But it is quite risky as I am not familiar with local telco stuffs... I just came back from oversea...

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Well, what I learn from my pass experience is... they will always be the winner of the transaction.

Seems like the advance payment is not refundable
The only choice is to use the plan for a few months, wait till they use your advance payment to pay off the first few months bill (like rebates style), then only terminate the plan. (Means you don't need to pay for the few months, you already paid it as advance payment)

But it is quite risky as I am not familiar with local telco stuffs... I just came back from oversea...

http://new.digi.com.my/Page/redirect_overv...ount_management

3.1  The Customer shall, upon the submission of his/her application for registration, pay DiGi the Advance Payment and/or Deposit and such other fees and charges as required by DiGi. Once an application has been submitted to DiGi, only the Deposit may be refundable subject to the terms and conditions of this Agreement. For broadband services, in addition to the Advance Payment, non-Malaysian Customers are required to subscribe to the auto-billing services and to present a valid credit card for DiGi's verification.
   
3.2  The Customer shall promptly pay all Monthly Charges and Monthly Fees as may be imposed by DiGi and any increase in such fees and charges from time to time, including all legal fees, stamp duties and such other charges/fees as may be prescribed by DiGi for any termination, re-registration, transfer, requisition or any recovery cost in connection with this Agreement where necessary.

Do u know u have to pay full RRP price for the phone and only get deduction thru your bills monthly ? RM2399 for this case

Also , r u using DIGI ?

i think the only advance payment u can get back is the RM 148. For the device advance payment of RM 800 is not refundable.

ok, let say u break the contract after 3 months.

the penalty will be [(2399-1319)/24]*21 + 100 = 1045
for the device u pay 1319 + 800 device advance payment. so in total u pay 3164. and dont forget u pay for 2 months subscription of 148... so the total is 3460

YUP this is exactly what I mean, thanks for the calculation

However, as far as I know, the advance payment will be used to pay your first few months bill? (wait I am finding the source now)

Let say you terminate after 5 months (148*5)
But the 5 months is paid by your advance payment

so total is 3164 for free 5 months usage???
3164 for the phone (2399) and the gear (999) and 5 months usage (740)
still worth right?

So nice ar Maxis? I thought they are blood sucker like Time Broadband. 

Biar la bro , let him thinks what he wants and go sign up a plan . Then he will know the actual T&C . If it's so beneficial to pay advance payment of 800 for the device , telco going to go bankrupt again like during Ip4 period where ppl use banglas ic to signed up since they r " citizen of malaysia " , pay the advance payment and that's it . No more payment after that cuz after all , all they want is the phone which was paid for around RM1k . Some even more daring and signed up the most expensive plan . Partly also the reason telco need credit cards for plan these days . If u dont have credit card , u cant sign up any plan

YUP this is exactly what I mean, thanks for the calculation

However, as far as I know, the advance payment will be used to pay your first few months bill?
(Digi website say RM800-1000 will be refunded in your first month bill, check the pic below)

Let say you terminate after 5 months (148*5)
But the 5 months is paid by your advance payment

so total is 3164 for free 5 months usage???
3164 for the phone (2399) and the gear (999) and 5 months usage (740)
still worth right?

YUP this is exactly what I mean, thanks for the calculation

However, as far as I know, the advance payment will be used to pay your first few months bill?
(Digi website say RM800-1000 will be refunded in your first month bill, check the pic below)

Let say you terminate after 5 months (148*5)
But the 5 months is paid by your advance payment

so total is 3164 for free 5 months usage???
3164 for the phone (2399) and the gear (999) and 5 months usage (740)
still worth right?

also, actually the advance payment for this note3 is RM3552 which is actually 24*RM148
this makes me confuse

I didn't say I am sure about this.
I was just discussing it here.

i think there is something wrong with the table... not sure the 800 is refunded throughout ur contract or one shot. before u go for it, i advise you to seek clarification from them.

If u wan the right info , there's a telco related forum here in LYN . No other forums can give u better info then there . U can discuss all u want there . Even if this is related to Note 3 , telco plans got nothing to do with it here .

I think you are correct BUT it depends on whether they will ask you to pay back the free Gear or not.  Better clarify with DiGi before you sign your name on the form.

My perspective for DiGi package:
1.  Note 3 = RM1,319
2.  2 years subscription = RM148x24=3,552
Total: RM4,871
3.  Less: RRP of Note 3=RM2,399
4.  Less: Resale the Gear for say RM800
Nett=RM1,672=RM69.67/month for 6GB data+600mins talktime+600sms

This is maximum saving scenario.

Worth?  Not for me, I will just buy the phone at RM2,399 and get the Maxis surfmore75 5GB data anyday, assuming Maxis will not have any Note 3 promotion which is unlikely. 

Btw, anyone compared Maxis Note II bundle with Note 10.1 bundle?  Thinking of getting either one of them with contract and another one just device alone. 

Celcom plan:

http://www.soyacincau.com/2013/09/18/celco...00-subscribers/

I will cancel the plan by the time the advance payment is used up (let say 5 months)
and then sign up for Maxis NEW postpaid surfmore RM30 1GB data
this is a better scenario for me

you are estimate base on max saving scenario.  Like i say, provided they dun ask you to pay back the RM999 RRP for the Gear. 

The DiGi web site does mention:  FREE Samsung GALAXY Gear when your purchase this device with DG SmartPlan™ 148! T&Cs apply.

Dun know what is the T&C. 

Advance payment usage
DiGi Telecommunications:
Approximately 6 months as long as it doesn't exceed the RM 148. Tq. ~Sh.

Source: Digi facebook page
https://www.facebook.com/digi

DiGi Telecommunications Here's the full package breakdown for ur kind perusal :-

Device Price ~ 1319.00

Advance payment for Plan ~ RM 148.00

Advance payment for device ~ RM 800.00

Total Amount ~ RM 2267.00

Advance payment will be used to deduct ur first few months bill till it's fully used up. Tq. ~Sh