for t 3 yr, 4.12% deal, int wld b paid semi-annually. it can b on cash or credit into saving a/c.

http://www.ambankgroup.com/en/Promotions/D...FD36m/TCENG.pdf

4.6 The eligible interest / expected profit rate payment shall only be credited into the Eligible
Customer’s Current or Savings Account opened with the Bank.

maybe you VIP that's why can get cash, anyway the account is free and come with an ATM for withdrawal so no issue there.

This post has been edited by bearbear: Jan 4 2014, 05:56 PM

NOT VIP BUT GOT 1/4 MILLION FD WIF AMBANK.

This is interesting, but I couldn't find any advertisement in its website. Can you please share the URL link if any?

My quote no power & not tough. I give you this fella punya quote...sure power & tough punya :
Peter Lynch - It's futile to predict the economy and interest rates
You believe or not, can pakai or not, it's up to you



Alliance Premium DC bukan get 2% rebate meh?

How come you quoted me without my nickname? I guess you are new here.... I used to have a statement/disclaimer in the previous thread in post#1..... call the bank for further info/confirmation FYI, Alliance Bank has never advertised their FD Promos even in their website. Same case for Maybank and RHB where sometimes they don't advertise in their website but display their FD Promos in the branch.

For FD Promos including those not advertised but has come to my knowledge click here to my Fixed Deposit Page where I update frequently (when I am in town) for the benefit of all.


ABB Premium and Platinum Debit Card cash rebate are 2% and 1.5% respectively.

This post has been edited by Gen-X: Jan 4 2014, 09:02 PM

Ninja sifu, whatever you say, sure got power one, no need to quote others lah !

Wa sai, this fellow really hebat. Caught by him again!

Aku lazy person copying the phrase and copied the wrong phrase in my reply. Yes, I used Alliance Platinum card which gives 1.5% cash rebate. As our Captain said, the Premium card is 2% cash rebate.

Kamu sungguh Hebat !!

This post has been edited by bbgoat: Jan 4 2014, 09:13 PM

Gen-X,
Thanks for reply and sharing. Appreciate that.
With regards to the quote, I quoted partially from the 1st post of this thread. I didn't want to quote the whole post as it's longer than my focus. I used reply with "More Options" and quote the text manually. That's why the quote did not contain any name.
To my knowledge, the 1st post was created and edited by "davinz18".

ya lo u big fish so different abit, we all small fish only can deposit ngam ngam minimum requirement have to follow rules 1

Bro, now I know what you mean, davinz18 copied my report on Alliance FD Promo and posted in Post#1 without giving me credit. My bad, you are excused But you know what, he did give link on the promo to a website at the bottom of post#1 and that's to my FD Page

when I was TS for V2, V3 and V4, I used to have a notice/disclaimer that one should call the bank and give credit to all who shared valuable info on FD Promos, check them out

https://forum.lowyat.net/topic/2070535

https://forum.lowyat.net/topic/2451962

https://forum.lowyat.net/topic/2722457

hahaha, why you also post as if you SMSing

This post has been edited by Gen-X: Jan 5 2014, 02:06 AM

Dont b so humble.

Yup, that is also from my understanding, but bbgoat posted a contradictory statement (which was corrected later on )


Don't play play...part time CIA & KGB double agent here (only recognised & certified by BCC)

BTW, you use DC coz don't wanna pay RM50 GST ka? Very kiam siap...no wonder have $$$ to place in FDs

This ninja warrior really can get into people's nerve ! Must be a "black" ninja.

Poor people have to save money, unlike "black" ninja's always looking for opportunity to strike!

Ninja, sorry did not get back to you earlier because did not know how to answer to your tough question, now answer to your question about BR deposit amount few weeks ago..

I guess 4.2% for one year was the highest old rate before BR dropped to 3.96% board rate. (But one member reported 4.25% during old board rate 4.01% in version 4).

Depositors should get the maximum rate as long as if depositors place more than the minimum deposit amount (was RM 50 K, now RM 100 K) and coupled with good FD placement records with BR.

Top Goat is not alone, I use debit card because I do not want to pay for the government tax either..
This RM 50 government tax does not make any sense at all...and I do not understand why we
do not need to show picture ID when use credit card/debit in cashier counters? For many reasons
I think to use debit card is more secured than credit card..

Ha ha, same mentality on using DC !

As Gen-X said, the key point of the Alliance Bank DC is the cash rebate which I found to be rather attractive. Read below by Gen-X:

http://generationsxyz.blogspot.com/2013/12...edit-cards.html

This post has been edited by bbgoat: Jan 6 2014, 07:30 PM

Bro, thank you for the credit thingy and having the link to my FD Page at the top

And I really like your disclaimer "We are not liable to any misinformation which might cause any financial or opportunity loss"

The two of you (Ebenezer Scrooge of Msia), why suddenly out of the blue I become ninja

BCC, no problemo. I think it only happens in the branch that I frequented. My placement were a few fold more than the minimum deposit amount, but never been able to get more than 0.10% rate. Maybe I'm not as leng chai as the two of you

Regarding the DC, in the event that a merchant doesn't allow CC payment for selected items such as milk powder & cooking oil; can we swipe with DC? Or still have to make cash payment only? Coz from my understading, DC & CC share the same terminal for authorization and then later on, transfer the fund to the merchant.

If merchant don't accept Visa or MC CC, then most probably you can't use Visa/MC Debit Card because like you said, they share the same terminal.

Guys, latest news...
Went to HL Mach @ Sunway Gizza today, greeted by a tall sweetie, model like figure, easily 5'11". BCC should go and check it out.
Sorry, back to the news, she said they are launching a new FD promo starting tomorrow.
1 year Mach FD @ 3.7%p.a. (no CASA link).
Not fantastic but that's their promo for the new year.
Check the news and their website tomorrow if you are interested.
She said need fresh fund, but if you transfer from Money Box, consider fresh fund as they can't control fund transfer over the internet. E.g. if you have Mach FD maturing, if auto renew will get board rate, but if uplift into Money Box and then place a new Mach FD then can entitle for promo rate.

This post has been edited by tbheng: Jan 7 2014, 07:02 PM

I saw in their website on 6 months FD for 3.7% (new promotion). Well if it is for one year, will be even better. It starts on 8/1 tomorrow.

BoomChaCha, so after 6 months if there is better rate somewhere we can then move the FD elsewhere, good deal, eh ?

Thanks!

https://www.machbyhongleongbank.com/mach-fi...posit-promotion

This post has been edited by bbgoat: Jan 7 2014, 07:27 PM