What so surprise about 0-0.25% interest rate?
It is already like that since 3-4 years ago for those developed countries since 2008 financial crisis.

The highest FD rate one can get in developed countries right now is AUD and NZD, both at 2.5%.

Want higher rate?
Go for Indonesion Rupiah and India Rupee, around 7.xx+% 

That's why I do not understand why so many people even including so called market analyst predicting the rate to go higher.
At 3%, it is already a "high" comparatively.

And with lot of uncertainty in economy, and local economy seems not picking speed, the least BNM want to do is to kill off economy growth with raising interest rate.
In fact, prior before 2008 crisis, Malaysia rate had been hovering at 3% since the aftermath of 1997 financial crisis.

I personally do not think BNM will move the rate if there is no drastic change in economy situation.

The problem is a lot people don't know about developed countries interest rate. I for instance only know Japan has almost zero interest rate. Now only I know even Taiwan also "follow" those developed countries 

Singapore also at 0.05% <-- if not mistaken, if deposit for 1 year can get around 0.25%.
China almost at par with Malaysia.
Thailand. 2.5%.
UK 0.5%.
ECB just cut rate to 0.25% from 0.5% days ago.

I don't think link works that way, u know CB requires OTP on every accesses. That is why I am asking after seeing the rates are higher than normal.
Anyway, u can see it via this path, CB MY > Log In > "Wealth Management" > Time Deposit > View Interest Rates > Simple key in any amount higher than MYR1k. Then u will see that rates, I believe lower than MYR1k is another rate.

What so surprise about 0-0.25% interest rate?
It is already like that since 3-4 years ago for those developed countries since 2008 financial crisis.

The highest FD rate one can get in developed countries right now is AUD and NZD, both at 2.5%.

Want higher rate?
Go for Indonesion Rupiah and India Rupee, around 7.xx+% 

That's why I do not understand why so many people even including so called market analyst predicting the rate to go higher.
At 3%, it is already a "high" comparatively.

And with lot of uncertainty in economy, and local economy seems not picking speed, the least BNM want to do is to kill off economy growth with raising interest rate.
In fact, prior before 2008 crisis, Malaysia rate had been hovering at 3% since the aftermath of 1997 financial crisis.

I personally do not think BNM will move the rate if there is no drastic change in economy situation.

The rate is eligible for priority banking customer or non-priority banking customer ?

The rate is eligible for priority banking customer or non-priority banking customer ?

Just noted one surprising thing with FDs even though I have done more FDs than my fingers and toes! Ha.

I had a FD with BR on 16-5-2013 for 6 months. Just noted that the maturity date is 18-11-13 and not 16-11-13. Why? They adjusted it as 16-11-13 will be on Saturday. So they used the next working day. FDs with other banks do not adjust for this.

Interest included for the 2 days extra? I think so, will confirm as I cannot remember what is 6 months rate now.

Just for sharing.

Just noted one surprising thing with FDs even though I have done more FDs than my fingers and toes! Ha.

I had a FD with BR on 16-5-2013 for 6 months. Just noted that the maturity date is 18-11-13 and not 16-11-13. Why? They adjusted it as 16-11-13 will be on Saturday. So they used the next working day. FDs with other banks do not adjust for this.

Interest included for the 2 days extra? I think so, will confirm as I cannot remember what is 6 months rate now.

Just for sharing.

For BR, you need to check throughly on the FD date printed to see whether it falls on a Saturday or Public holiday. Upon on wihdrawal need to check whether it tallies. Once I did a withdrawal on maturity to find that I was not given the extra.

For BR, you need to check throughly on the FD date printed to see whether it falls on a Saturday or Public holiday. Upon on wihdrawal need to check whether it tallies. Once I did a withdrawal on maturity to find that I was not given the extra.

Nobody likes Affin Bank here? Always 3.6% for 12 months it seems.

For BR, you need to check throughly on the FD date printed to see whether it falls on a Saturday or Public holiday. Upon on wihdrawal need to check whether it tallies. Once I did a withdrawal on maturity to find that I was not given the extra.

today i take affin bank FD 3.6% PA, got free gift.

i just placed a FD at Bank Rakyat 3 months at 3.65%. But i did not get FD cert on the spot because i'm using bank draft and new customer. They will mail me the cert instead after 3 days. I want to ask is this a normal practice? Thank you.

i just placed a FD at Bank Rakyat 3 months at 3.65%. But i did not get FD cert on the spot because i'm using bank draft and new customer. They will mail me the cert instead after 3 days. I want to ask is this a normal practice? Thank you.