Wah,,think big ah..
Yes, this can be done for several times per year also, provided if some members can gather
funds at the same timing..

If we are successful for the first time, then the second time of Group FD plans should be running smoothly and etc..


Ah.. So many evidences have proved that Top Goat is our best man to deal with BR...


This is true, Warrior.
I guess we can do like this, let's say if a member wants to put RM 80K, he/she can declare
RM 50K but not to reveal RM 80K to everybody (except the bank will know when he/she places
the FD).

What's the min saving for CIMB Klibor?

Like that pun bole ka?

You must have really good rapport with the staff

Hopeless la this BR...always give wrong info to me useless betul



Regarding the red statement, do you by any chance ask them the reason?

Guys, got one thing to ask about FD.

Is there any different for a FD placement whether it's in a bank branch or via online placement?

Will be the interest still the same?

Kindly advise, thanks in advance!

BCC, welcome back..some forummers are worried that you are MIA...probably thought that your disappearing act have something to do with a certain airline...choy, choy, choy

OK, follow your game plan lo...

BR no PB ka? That day you just redeposit few hundred k with them...

Luckily you are back, luckily we have not given you the money ..................



Just for laugh ! We trust you !

Welcome back, you have quite some post to read and reply to !

Ha ha.. also to Top Goat, Top Flo and davinz18, very sorry for my disappearing for the past 2 days.

Because my PC was restarting and hanging quite badly for the past few days, I changed CMOS battery, tested RAM, VGA card, power supply, hard disks, the only things I did not test were the processor and motherboard, so I guess the problem should be from the motherboard. If I have time, I will get a new motherboard in this weekend.

MH370..? a mystery of the century...

Welcome back BoomChaCha we're all worried u MIA more than 48hr

Ha ha.. Thank you for your concern about me, even I am not a leng lui..?
No lah... if this Group FD plan is successful, you will place your FD by yourself in your
local branch.
Yeah loh.. need to reply post one by one loh...

Thanks Bro..

2 days ago, I went to Bank Muamalat. According to them, they do not have FD now until
June. Bank Muamalat has PIDM protection.

Ha ha.. Top Cat...This proved that your 'invest' in productive tools theory is correct...

Here is the 5.6% saving promo brochure from Bank Muamalat which you mentioned few days ago...

Bank Muamalat 40% to Saving (with PIDM) + 60% to UT Promo
Effective from 10 February to 30 April 2014

Minimum deposit: RM 50K
Saving account interest rate: 5.6% p.a. for 6 months (need to double confirm if it is for 6 months?)
Projected UT return rate: approximately 14% based on last year performance



This post has been edited by BoomChaCha: Mar 13 2014, 10:43 PM

This post has been edited by davinz18: Mar 13 2014, 10:40 PM

Sorry, it is saving account at 5.6% promo bundled with UT.
It is not FD promo, but no harm for everybody to know about this.
Maybe Top Cat is interested leh..?

oic. so the UT got any others charges? fixed price or variable pricing? 14% ROI too good yo

Yes, if deposit RM 100K, 40% is RM 40K which will put in saving account.
If I did not hear it wrongly, The Bank Muamalad staff said 5.6% in saving account for 6 months.

Yes, UT is 60% of the total fund.
About the surcharge and other hidden fees/condition, I did not ask wor..

And Bnak Muamalat offers one special gift for customer who makes a total deposit for
RM 200K or more, please see below image:


Sorry la, bro, I did not ask for more details.
They said they are confident to get ROI 14% this time... who knows this is only sales talk?
But they said they have dedicated professionals in the bank to help answering all questions..

Oh..I did not notice the gift when I was in Bank Muamalat..
I just noticed gift printed on this flyer after I left Bank Muamalat.
So I do not know what gift is that..?

The wrote down 14% ROI on the flyer:


This post has been edited by BoomChaCha: Mar 13 2014, 11:29 PM

Bro, go get a Dell 15" entry level Notebook/Laptop without graphic card, freaking cheap at only RM1399 with Window 8 (I hate Window 8, haha). If buy with credit card, can have 0% installment plan From my experience, don't buy Dell notebook with graphic card (had 2, both had to be repaired during 1 year and one KO for good), freaking hot and can't last long. But I have 2 Dell notebooks without graphic card where both still working without any problems (more than 2 years). Having said that, my son's Alienware notebook now about 1 year still working fine.

Since I got back in mid Feb have not been updating my blog and then had to fly to Melbourne last minute in early March. Got 1 FD cert maturing in early March, lost few days interest

Bro, I did drop by RHB before I flew off to Melbourne last week and was told by Teller no FD promo??? Did not go see my RM.

Anyway, I just called UOB, their latest promo is like ridiculous, now need 8% in CASA!!!

UOB Bank FD Promos - Ends April 2014.

3 Months - 3.35%
12 Months - 3.55%
13 Months - 3.65%

All 3 promos above need to deposit 8% into CASA earmarked 3 months!!!

I am seriously considering switching to Affin when my future FD matures. Rates can nego ( a little bit higher), talk to Service Manager or Branch Manager.

Oh.. I just noticed a tricky part on this promo..
They said "sehingga 5.6% setahun"...
Need to becareful about this part...

I do not like to use notebook la, Captain.
One of the reasons is that the 15" screen is too small for old man like me.

About the RHB FD promo, I suggest you to call some other RHB branches to find out.
Or maybe one possibility is that it ended because of meeting the quota.

About The Affin FD, Top Cat mentioned to put in Affin Islamic FD then can get monthly
interest (need to have special connection), and maybe can get a slightly higher FD rate
if the amount is RM 100K or more, and gifts will be given also..

Thanks for the UOB FD promo update..Captain..

This post has been edited by BoomChaCha: Mar 13 2014, 11:57 PM

Bro, I use notebook for years now BUT connected to external 23" LED monitor And I get to use both screens (different windows) at the same time.

This post has been edited by Gen-X: Mar 14 2014, 12:11 AM