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 Fixed Deposit Rates in Malaysia V5

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TSdavinz18
post Jan 24 2014, 08:20 PM

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QUOTE(gchowyh @ Jan 24 2014, 06:50 PM)
Then I guess should be very difficult to get hamper in KL/PJ since more customers.
*
yape cry.gif u want hamper, buy sendiri lah biggrin.gif
500Kmission
post Jan 24 2014, 11:40 PM

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QUOTE(RO Player @ Jan 24 2014, 11:30 PM)
knn....i taking out my money out... vmad.gif
*
I think you have high interest deposit to their account, so they don't have balance to give you hamper.

The hamper may give to those put high saving with low interest, e.g. some old auntie or uncle put million in saving account with around 0.5% p.a. interest.
wil-i-am
post Jan 25 2014, 12:17 AM

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Did any1 sign up FD promo GHTR with Mbsb?
http://www.mbsb.com.my/deposits_fixed_the_golden_horse.html


bbgoat
post Jan 25 2014, 08:09 AM

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QUOTE(500Kmission @ Jan 24 2014, 11:40 PM)
I think you have high interest deposit to their account, so they don't have balance to give you hamper.

The hamper may give to those put high saving with low interest, e.g. some old auntie or uncle put million in saving account with around 0.5% p.a. interest.
*
Well, we are talking FD accounts. For BR, we are taking some "risk" to get higher FD interest without PIDM protection. tongue.gif
bbgoat
post Jan 25 2014, 08:17 AM

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QUOTE(wil-i-am @ Jan 25 2014, 12:17 AM)
Did any1 sign up FD promo GHTR with Mbsb?
http://www.mbsb.com.my/deposits_fixed_the_golden_horse.html
*
On the surface it appears attractive. But then in their website, it mentioned 80/20 of FD/SA tie up. So less attractive already.

Somehow I am kind of not "attracted" to MBSB as compared to BR. Both are not PIDM protected. Anyone with MBSB ?
tbheng
post Jan 25 2014, 08:29 AM

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QUOTE(bbgoat @ Jan 25 2014, 08:17 AM)
On the surface it appears attractive. But then in their website, it mentioned 80/20 of FD/SA tie up. So less attractive already.

Somehow I am kind of not "attracted" to MBSB as compared to BR. Both are not PIDM protected. Anyone with MBSB ?
*
Same here...was attracted with the upfront interest at first.
With the 80/20 FD/SA split, even reinvesting the upfront interest, will get around 3.8% only. yawn.gif

Also there is no picture of the 1g gold wafer...
What can we do with it, for display or for it's value or can resell for cash?
It will cost you RM170 if FD is premature. blink.gif

I'll give it a pass this time.
BoomChaCha
post Jan 25 2014, 06:36 PM

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QUOTE(bbgoat @ Jan 23 2014, 08:41 PM)
.....................................................
So BCC also getting the hamper from BR.  cheers.gif

Wow, BCC is Top customer of RHB.  notworthy.gif  notworthy.gif
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I don't think so lah... maybe the branch manager woman like "leng chai" matured old man leh....? biggrin.gif

You also got hamper from BR ma.. smile.gif

------------------------------------------------------------------------------

Hamper from BR ----> Attached Image

What inside the BR hamper ----> Attached Image
(1) One box of Marsh Mallow Candy (soft cotton type)
(2) One box of Wafer Rolls biscuit
(3) One box of Gustoso Hyperball snack
(4) 3 bottles of Fish Essence drink
(5) One bottle of Valentino Sparking Red Grape drink (product of Belgium)

I noticed this BR hamper was packed in late September 2013, because they put
Sing Chew Jit Poh newspaper which dated 21 Sept 2013 as cushion on the bottom
of the orange color hamper basket.

------------------------------------------------------------------------------

Hamper form RHB Bank ---> Attached Image

What inside the RHB hamper ---> Attached Image
(1) One box of Lychee black tea leaf
(2) One set of chopstick
(3) 2 bottles of Bird's Nest drink
(4) Some small pieces of chocolate with gold color wrapping

---------- end of hampers report ------------

This post has been edited by BoomChaCha: Jan 25 2014, 07:21 PM
500Kmission
post Jan 25 2014, 07:20 PM

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QUOTE(BoomChaCha @ Jan 25 2014, 06:36 PM)
I don't think so lah... maybe the branch manager woman like "leng chai" matured old man leh....?  biggrin.gif

You also got hamper from BR ma..  smile.gif
Also includes Top Goat.. but not me lah...  biggrin.gif

------------------------------------------------------------------------------

Hamper from BR  ---->  Attached Image

What inside the BR hamper  ---->  Attached Image
(1) One box of Marsh Mallow Candy (soft cotton type)
(2) One box of Wafer Rolls biscuit
(3) One box of Gustoso Hyperball snack
(4) 3 bottles of Fish Essence drink
(5) One bottle of Valentino Sparking Red Grape drink (product of Belgium)

I noticed this BR hamper was packed in late September 2013, because they put
Sing Chew Jit Poh newspaper which dated 21 Sept 2013 as cushion on the bottom
of the orange color hamper basket.

------------------------------------------------------------------------------

Hamper form RHB Bank ---> Attached Image

What inside the RHB hamper ---> Attached Image
(1) One box of Lychee black tea leaf
(2) One set of chopstick
(3) 2 bottles of Bird's Nest drink
(4) Some small pieces of chocolate with gold color wrapping

                ---------- end of hampers report ------------
*
you must have put a lot of money in BR and RHB.
BoomChaCha
post Jan 25 2014, 07:27 PM

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QUOTE(500Kmission @ Jan 25 2014, 07:20 PM)
you must have put a lot of money in BR and RHB.
*
Not really.. sad.gif but I have been their customer for quite some time only..
These hampers do not worth much money lah...

I guess most members here also received hampers but they did not share with us only..

This post has been edited by BoomChaCha: Jan 25 2014, 07:33 PM
bbgoat
post Jan 25 2014, 08:12 PM

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QUOTE(BoomChaCha @ Jan 25 2014, 06:36 PM)
I don't think so lah... maybe the branch manager woman like "leng chai" matured old man leh....?  biggrin.gif

You also got hamper from BR ma..  smile.gif
Ha ha, Should be "leng chai" matured young man !!!! tongue.gif

Have not receive the BR's hamper. But based on last year's one, not very high expectation on the hampers. brows.gif

Believe there are lots of people getting it but keeping quiet about it. biggrin.gif
esy
post Jan 25 2014, 08:49 PM

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... huh ... I oni get tower ... guess BR trying to tell me to sweat more to put money in their bank leh ...
tbheng
post Jan 25 2014, 10:56 PM

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QUOTE(BoomChaCha @ Jan 25 2014, 06:36 PM)
I don't think so lah... maybe the branch manager woman like "leng chai" matured old man leh....?  biggrin.gif

You also got hamper from BR ma..  smile.gif

------------------------------------------------------------------------------

Hamper from BR  ---->  Attached Image

What inside the BR hamper  ---->  Attached Image
(1) One box of Marsh Mallow Candy (soft cotton type)
(2) One box of Wafer Rolls biscuit
(3) One box of Gustoso Hyperball snack
(4) 3 bottles of Fish Essence drink
(5) One bottle of Valentino Sparking Red Grape drink (product of Belgium)

I noticed this BR hamper was packed in late September 2013, because they put
Sing Chew Jit Poh newspaper which dated 21 Sept 2013 as cushion on the bottom
of the orange color hamper basket.

------------------------------------------------------------------------------

Hamper form RHB Bank ---> Attached Image

What inside the RHB hamper ---> Attached Image
(1) One box of Lychee black tea leaf
(2) One set of chopstick
(3) 2 bottles of Bird's Nest drink
(4) Some small pieces of chocolate with gold color wrapping

                ---------- end of hampers report ------------
*
QUOTE(bbgoat @ Jan 25 2014, 08:12 PM)
Ha ha, Should be "leng chai" matured young man !!!!  tongue.gif

Have not receive the BR's hamper. But based on last year's one, not very high expectation on the hampers.  brows.gif

Believe there are lots of people getting it but keeping quiet about it.  biggrin.gif
*
Wah, feel very jelly lah... drool.gif
I got zero hamper/makan-makan from BR... cry.gif
Only got those small free gifts/items over the counter lah...
guy3288
post Jan 25 2014, 11:52 PM

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QUOTE(tbheng @ Jan 25 2014, 10:56 PM)
Wah, feel very jelly lah...  drool.gif
I got zero hamper/makan-makan from BR...  cry.gif
Only got those small free gifts/items over the counter lah...
*
i did not receive hamper also, may be BR budget all spent off already?
Human Nature
post Jan 26 2014, 12:02 AM

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Waah, wait till i tell my mom that BR do give out hampers this year!
BoomChaCha
post Jan 26 2014, 01:03 AM

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QUOTE(bbgoat @ Jan 25 2014, 08:12 PM)
Ha ha, Should be "leng chai" matured young man !!!!  tongue.gif

Have not receive the BR's hamper. But based on last year's one, not very high expectation on the hampers.  brows.gif

Believe there are lots of people getting it but keeping quiet about it.  biggrin.gif
*
young man .. ?? I wish I was... biggrin.gif

Yes, don't expect too high from BR hamper. Most foods contain high glucose and sodium.

If compared to last year, last year hamper was bigger and contained more foods like Beryl chocolate.
But this year no chocolate.... sad.gif

QUOTE(Human Nature @ Jan 26 2014, 12:02 AM)
Waah, wait till i tell my mom that BR do give out hampers this year!
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I think BR gives away hampers every year...
500Kmission
post Jan 26 2014, 01:15 AM

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QUOTE(BoomChaCha @ Jan 26 2014, 01:03 AM)
young man .. ??  I wish I was...  biggrin.gif

Yes, don't expect too high from BR hamper.  Most foods contain high glucose and sodium.

If compared to last year, last year hamper was bigger and contained more foods like Beryl chocolate.
But this year no chocolate....  sad.gif
I think BR gives away hampers every year...
*
How much interest BR given for 5 years FD? Maybe I switch MBSB to BR.
BoomChaCha
post Jan 26 2014, 02:16 AM

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QUOTE(500Kmission @ Jan 26 2014, 01:15 AM)
How much interest BR given for 5 years FD? Maybe I switch MBSB to BR.
*
You can check out BR 5 years FD rate here:
http://www.bankrakyat.com.my/web/guest/deposits-account-i-

Versus MBSB 5 years FD:
http://www.mbsb.com.my/deposits_fixed_mudharabah.html

BR pays interest monthly (RM 20K minimum): 4.55% rate -- negotiable, depending on deposit amount, but minimum RM 100K only can negotiate.

MBSB pays interest every 6 months (total 12 interest payments): 4.7% -- no negotiable regardless of the amount.

Both BR and MBSB do not have PIDM protection.

BR has more branches than MBSB nationwide.
adolph
post Jan 26 2014, 10:16 AM

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Guys,

Appreciate if you can assist me,
May i know the MBSB interest rate list from 1st year to maximum 5th year, i can't find it at the website.

This post has been edited by adolph: Jan 26 2014, 10:17 AM
BoomChaCha
post Jan 26 2014, 05:21 PM

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QUOTE(adolph @ Jan 26 2014, 10:16 AM)
Guys,

Appreciate if you can assist me,
May i know the MBSB interest rate list from 1st year to maximum 5th year, i can't find it at the website.
*
Read my Post #1133..... shakehead.gif

Or click this MBSB link, and scroll to the bottom of the page:
http://www.mbsb.com.my/deposits_fixed_mudharabah.html
SUSMNet
post Jan 26 2014, 06:02 PM

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