if you are just a diploma holder and dont wish to proceed to degree qualification,
i suggest you take extra course to upgrade your IT skills to higher level.

try SAP, it will reward you handsomely. you can be SAP consultant with
monthly income at least 8K and above not inclusive of allowances and travel benefits.

your cobol, C++, all these programming languages is outdated, try to hands on over new languages like Lotus, SAP, RPG, or whatever giant mainframe system.

this least skills might bring you a job as analyst in banking industry.

or be a business analyst.

Good luck

If there is some banks still using COBOL, you have to tell me which bank,
i will tackle that bank as vendor.

yeah, i might be wrong by pointing out only the good ones and cast away the bad ones.
some language might be in good use for certain criteria, some not.

The reason is, the thread starter were asking for his future in job, thats why only
the good ones will be shown here for his best of luck.

SAP, all you need is 1 year to learn up, you're starting to feel many people are trying to get in, that's right. as said, msia facing shortage of SAP fellas.