UOB sent a card to me without my consent (asking me to upgrade i guess). Never activated it and ignore it. Then my current cc statement came and the GST is charged for the new card without me activating it.. So now i called up card centre to cancel but they said i need to swap 6 times in 2 months time if im not mistaken to get back my rm50 GST.

i never activated it pun kena.. zz

unlimited lounge access? that's a joke, read the TnC bro

This is more epic TnC: (copy from the Tnc pdf

3. The total complimentary accesses to the Plaza Premium Lounges given out to the UOB Preferred Platinum Cardmembers is on a first-come first-served basis based on the date and time of the access and is limited to 1,200 per calendar month.
I am thinking, if the bank cannot compete on par with Citibank PM Miles, why event bother to come out with this "benefits" that confuse everyone. So now that if you had fulfilled below TnC pun you may be 1201 of the user who will never qualify for the benefit. Failed la singaporean bank. lol !

First access to Plaza Premium Lounge on the 2nd, 3rd or 4th calendar month as a Cardmember
 Minimum three (3) swipes within sixty (60) calendar days (“Grace Period”) from the UOB Preferred Platinum approval date and prior to the calendar month in which the access to Plaza Premium Lounge is made.
Subsequent (2nd or more) access to Plaza Premium Lounge on the 3rd calendar month as a Cardmember
 Minimum three (3) swipes within sixty (60) calendar days (“Grace Period”) from the UOB Preferred Platinum approval date
 Minimum one (1) swipe every calendar month for the last two (2) calendar months (“Grace Period”) prior to the calendar month in which the access to Plaza Premium Lounge is made.
Subsequent (2nd or more) access to Plaza Premium Lounge on the 4th calendar month onwards as a Cardmember
 Minimum one (1) swipe every calendar month for the last three (3) calendar months (“Grace Period”) prior to the calendar month in which the access to Plaza Premium Lounge is made.

For your info, you need 3 transaction of any amount within 2 months for EACH CARD, to be entitled to the RM50 GST cashback/refund.

Meaning, you pay your RM50 GST 1st, then spend any amount for each card 3 times, then 3rd statement will REFUND you RM50.

Just personal experience, i go Tesco Gelugor (Penang), use my UOB Vox Card to buy a mentos, RM1.50, then swipe my Vox card. Actually, just so happened I was there in the morning and no people, so I purposely go swipe. Haha then subsequently when I go to another Tesco Tanjung Tokong (Penang) (happened to be there too coz went Straits Quay), bought a bottle of 100 plus and swipe again. Haha

they must have come here in lyn and read that we all easily call to waive off the af and encouraging others to do so too. 

if that's the case, actually you are qualified for the auto annual fee waiver. so just call the cs and remind them to waive it for you.

Have you actually been to the lounge ? Last 3 months i went KLIA2 ... didn't recognize the card .... last month i went KLIA ... they say not free .. half price ... gonna cut this card soon ... i was forced by the sales person to get this card ... kinda ...

edit: and yes i've used 3times on the 1st month as mentioned by the sales fella

LOL it depends. That 10xRM50 transactions is easy to be met for me (I am single and live alone summore).

Petrol RM300 per month = 6 times
Grocery RM100 per month = 2 times
Touch n go RM50 per month = 1 time
Phone bill + data plan RM100 per month = 2 times
Others such as car maintenence, sing K with friends, traveling, pay for dinner in gathering, buy stuffs online, etc etc still can add up. Shopping with frens/family also can pay first using our card.
If one of the month SO UNLUCKY still cannot reach criteria = buy cash vouchers from giant/tesco/aeon/whatever.

I end up swiping around 13-15 times RM50 transactions each month, without any intentional extra unnecessary spending at all. Is it so difficult until u call it rubbish?

there is no smart ringgit.
either smart$ or uniringgit.