Then, no need online banking purposes laa.. Simple thing takes less than 5 minutes, it's normal procedure. Next time u want to open an account there, they wont ask anymore.

Gd morning guys.. Yesterday, I wanted to pay petrol via cc but declined. Later checked that my combined available limit is insufficient. How to resolved it? Can anyone advise me?


Combined Credit Limit (RM)
5K

Current Balance (RM)
3.5+K

Combined Available Limit (RM)
* 14.19

Authorised Balance (RM)
1.4+K

But I've paid a total of ~rm1k earlier this month and another 1k last week.. How long does it take for it be cleared?

No, I didnt swipe anymore afterwards. Anyway, went to uob ystrdy to clear things up. Didnt wanna waste time, so I settled all outstanding balances.. Hmm really gotta control usage and always check status. Is there any UOB apps in appstore / playstore?

Hey guys, need some advice/clarification.

If let's say I wanna purchase some household items total worth of RM4k with the One Card.. what should the minimum monthly pay be? How does it differ with the fixed deposit/payment, i'm not too clear about it but i read it somewhere that the interest rate will be lower than the minimum payment method.. I don't have uob acc, just the one card. I pay via rhb online every month.

I know, and I never pay just minimum. What im asking is, how do i settle the debt instead of mininum payment (with higher interest rate) to fixed payment (with lower interest rate)? What do i need to do/bring to apply that fixed payment method..

Hey guys, did anyone of u received a call from the uob bank offering this prudential-credit-something these past few days? I got a call earlier today that basically, what i understand from their explanation, u pay a total of 0.65% payment from ur current monthly outstanding for this 'insurance' whereby prudential&uob will cover all ur outstanding (up to rm50k) incase u (the card owner) experience specific permanent desease/injury/fatal.

E.g. if ur outstanding for that month is rm100, the premium u'll pay is 100 x 0.65% = rm0.65 (for that month).
If ur outstanding is rm1000, u pay rm6.50.. (and so on)

And if u accept the offer, they will only start deducting the next 2 upcoming months's outstanding. Ur current month and the following month wont be deducted. The policy will be sent to ur address in 2weeks.