go transfer use ibg

and it only cost 10 cents for each transaction.

Yes. our concern is more on whether the quota on 900K is taken up rite? And this is referring to the smart cash rebate rite? The normal 5% confirm sure get one...

This is my statement for April which just came. Total petrol spent is RM382.01. Suppose to receive 5% cash rebate total RM19.10 but only receive it RM16.10. This one is okay, maybe exceeded the 900K, that's why receive less.
PREVIOUS BAL 42.88CR
14 MAR BHPETROL GREENLANE PULAU PINANG MY 60.00
18 MAR BHPETROL GREENLANE PULAU PINANG MY 30.01
21 MAR BHPETROL GREENLANE PULAU PINANG MY 60.00
26 MAR PAYMENT REC'D WITH THANKS 170.00CR
27 MAR BHPETROL GREENLANE PULAU PINANG MY 60.00
01 APR PAYMENT REC'D WITH THANKS 400.00CR
01 APR BHPETROL GREENLANE PULAU PINANG MY 52.00
07 APR BHPETROL GREENLANE PULAU PINANG MY 60.00
13 APR BHPETROL-GREENLANE GREEN LANE MY 60.00
15 APR CASH REBATE PETROL 16.10CR
SUB-TOTAL 246.97CR
Now the problem is smart cash rebate:
17.77 20.60 .00 .00 39.57
My smart cash rebates earned this month is RM20.60
I am confused  ...How come I earned more than 5% for smart cash rebate?

it should be something like this.

lol... you pulak post hlb question in uob thread?

yesterday cancelled my credit shield, wasted only always pay for nothing.

last time i signed up via phone but i cancelled within 2 weeks after i received the policy. lol...

if yesterday you received call, maybe is not credit shield, is another insurance product. because i also just received their call earlier this week but it's not credit shield. 

Yup, I'm 1 of Them...
Even Your have Paid the GST, They will REFUND You, As I X Swiped ANY Transaction with MY HSBC Gold CC cancelled It  on April, Surprising that Bank Credit back to My Account...    
According to Custom Dept, ONLY those Renewed Card but Cancelled within 3 months and NOT use the New card is eligible not to pay GST.

Noticed my petrol rebate drop from 5% to lower % recent month. So I called to hotline yesterday and been told the 900k term and condition. Totally sohai card, but nevertheless is still the highest petrol rebate card compare to others (Before that is OCBC). After using almost all CC, i can made a conclusion that all CC is 'cheating' by regularly changing T&C.

The HLB mostly a rubbish to me. Need to do 10 retail transactions with min RM50 each. I have to remember the 'algorithm' each time I spend just doesn't make sense to me.

Currently i own
Standard Charted 360' reward (rubbish), HLB Wise (Rubbish), HLB GSC (Rubbish), OCBC Titanium (Rubbish after 5% rebate retract), One card Titanium (the best among i owned, but the annual fee is rubbish), UOB platinum, Citibank clear card (Rubbush after it retract TGV ticket discount). Rightnow on the way call to each service hotline to cut it, might probably end up with OCBC only.

That's why i said most bank is cheating by changing T&C regularly.

You need to call call center to request for waiver......