online application also can.... last time i get my card around 1 week after receive call from them for verify...

Yeah scan and email them the documents and IC and you'll receive your card in your mailbox if successful.

I remember I had to go to the branch to get my pin number for the online login though, after I got my card.

my no need go branch for pin because i have saving account with UOB...haha but i cancel my card already...annual fees cannot waived..

I thought they are quite lenient with waving the annual fees? Might have to cancel mine too if they don't waive it, don't think I'll meet the 60 swipes requirement this year.

I'm holding the normal one, not platinum.

i'm holding the platinum.

168 swipes? i worry more on how to achieve the annual expenses of rm36k (to waive the annual fee) since i have to divide my expenses with 7 cc other than uob.

What are you confused with? The 5% BHP is smart cash (valid till end of April 14). I confirmed with the cs, no limit. The 900,000 cap is for the 5% cash rebate. As such, whether smart cash is 2% or 5%, ntg to do with 900,000.

after 900k is used to pay petrol then the next people will get 0% cash back

900k x 5% = 45k cash rebate